Miami County property record for 5317 W State Rte 55, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,799 sqft · built 2016 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (May 2019) |
| Tax Bill | $3,651 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-025740 |
| Primary APN | L32-025740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 3,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Patio Area | 860 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5317 W STATE ROUTE 55 |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-6-3 TR 7 |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 03 |
| Legal Tract | 7 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 340100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5317 W STATE ROUTE 55, TROY, OH 45373-8904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage ABBEY CU INC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | May 31, 2006 · Amount on Record |
| Deed Document Number | 20192019OR-05603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 14, 2021 |
| Property Address | 5317 W STATE ROUTE 55, TROY, OH 45373-8904 |
| Document Number | 0000017934 |
| Instrument Date | Oct 9, 2021 |
| Instrument | 2021OR-17934 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5317 W STATE ROUTE 55, TROY, OH 45373-8904 |
| Document Number | 0000017935 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021OR-17935 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 5317 W STATE ROUTE 55, TROY, OH 45373-8904 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019058 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020OR-19058 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 28, 2019 |
| Property Address | 5317 W STATE ROUTE 55, TROY, OH 45373-8904 |
| Document Number | 0000005603 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019OR-05603 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5317 W STATE ROUTE 55, TROY, OH 45373-8904 |
| Document Number | 0000005604 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019OR-05604 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,651.00 (+12.13%) Homeowner's exemption | $122,010 (+30.16%) Land $12,600 Building $109,410 | $348,600 (+30.17%) Land $36,000 Building $312,600 |
| 2024 | $3,256.00 (+2.45%) Homeowner's exemption | $93,740 (-) Land $9,770 Building $83,970 | |
| 2023 | $3,178.00 (-3.52%) Homeowner's exemption | $93,740 (-) Land $9,770 Building $83,970 | $267,800 (-) Land $27,900 Building $239,900 |
| 2022 | $3,294.00 Homeowner's exemption | $93,740 Land $9,770 Building $83,970 | $267,800 Land $27,900 Building $239,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures