5317 Orchardvalley Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5317 Orchardvalley Dr, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,716 sqft · built 1984
Lot Size0.173 acres (7,579 sqft)
OwnerIndividual Name on Record
Last Sale$173,500 (Apr 2018)
Tax Bill$4,699 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN550-0021-0279-00

Property Details

APN / Parcel Number

Primary APN550-0021-0279-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,716 sqft Living Area
1st Floor Area840 sqft
2nd Floor Area876 sqft
Basement Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,579 sqft (0.173 acres)
Lot Dimensions111 ft deep x 67 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area40 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5317 ORCHARDVALLEY DR
CityCINCINNATI
StateOH
Zip45239-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARDVALLEY DR 67 X 111.63 LOT 78 ORCHARD GATE SUB BL B PT
Legal SubdivisionORCHARD GATE SUB
Legal BlockB
Legal Lot Number78
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3002
Census Tract20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5317 ORCHARDVALLEY DR, CINCINNATI, OH 45239-7746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TELHIO CU INC
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL ELECTRIC CU
Oct 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TELHIO CU INC
Apr 2, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TELHIO CU INC
Apr 30, 2018Warranty Deed, Transfer · Conventional with PMI
TELHIO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleDec 24, 1998 · Amount on Record
Deed Document Number0000035958
Deed Book / Page013657 / 001695
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5317 ORCHARDVALLEY DR, CINCINNATI, OH 45239-7746
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097372
DateOct 14, 2022
Book Page14773/621
Instrument2022-0097372
Lender
NameTELHIO CU INC
TypeCredit Union
AddressCOLUMBUS, OH 43215
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2032

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5317 ORCHARDVALLEY DR, CINCINNATI, OH 45239-7746
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023602
DateFeb 24, 2021
Book Page14361/2894
Instrument2021-0023602
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMar 1, 2036
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change4.5%
Index1-Year CMT
Max Rate8%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5317 ORCHARDVALLEY DR, CINCINNATI, OH 45239-7746
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084320
DateOct 30, 2025
Book Page15533/381
Instrument2025-0084320
Lender
NameTELHIO CU INC
TypeCredit Union
AddressCOLUMBUS, OH 43216
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2035

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5317 ORCHARDVALLEY DR, CINCINNATI, OH 45239-7746
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023127
DateApr 2, 2025
Book Page15386/957
Instrument2025-0023127
Lender
NameTELHIO CU INC
TypeCredit Union
AddressCOLUMBUS, OH 43216
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 15, 2035

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 30, 2018
Property Address5317 ORCHARDVALLEY DR, CINCINNATI, OH 45239-7746
Document Number0000035958
Book / Page013657 / 001695
Instrument DateApr 26, 2018
Instrument35958
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5317 ORCHARDVALLEY DR CINCINNATI OH 452397746, CINCINNATI, OH 45239-7746

Mortgage

Document Number35959
DateApr 30, 2018
Book Page013657/001697
Instrument35959
Lender
NameTELHIO CU
TypeCredit Union
AddressCOLUMBUS, OH 43215
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,699.00 (+2.29%)$86,650 (-) Land $11,585 Building $75,065
2024$4,594.00 (-0.48%)$86,650 (-) Land $11,585 Building $75,065
2023$4,616.00 (+16.51%)$86,650 (+42.69%) Land $11,585 Building $75,065$247,570 (+42.69%) Land $33,100 Building $214,470
2022$3,962.00 Homeowner's exemption$60,725 Land $10,388 Building $50,337
2020$173,500 Land $29,680 Building $143,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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