5317 N Stevens St, Spokane, WA 99205 Property Records

Spokane County property record for 5317 N Stevens St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 1946
Lot Size	0.159 acres (6,912 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2020)
Tax Bill	$2,728 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36314.0308`

Property Details

APN / Parcel Number

Primary APN	`36314.0308`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,560 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,912 sqft (0.159 acres)
Lot Dimensions	128 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5317 N STEVENS ST
City	SPOKANE
State	WA
Zip	99205-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SPOKANE PARK S6FT L13;ALL L14;N18FT L15 B3
Legal Subdivision	SPOKANE PARK
Legal Block	3
Legal Lot Number	13
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5317 N STEVENS ST, SPOKANE, WA 99205-5232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK HOME EQUITY SOLUTIONS INC
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Mar 1, 2010 · Amount on Record
Deed Document Number	20206990523
Prior Transfer Date	Nov 23, 1998
Prior Transfer Doc	0004299997
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5317 N STEVENS ST, SPOKANE, WA 99205-5232
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 N STEVENS ST, SPOKANE, WA 99205-5232

Mortgage

Document Number	0007468200
Date	Feb 4, 2026
Instrument	7468200

Lender

Name	UNLOCK HOME EQUITY SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 4, 2020
Property Address	5317 N STEVENS ST, SPOKANE, WA 99205-5232
Document Number	0006990523
Map Reference	VOL J PG 31
Instrument Date	Oct 29, 2020
Instrument	6990523
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 N STEVENS ST, SPOKANE, WA 99205-5232

Mortgage

Document Number	0006990524
Date	Nov 4, 2020
Instrument	6990524

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0006990525
Date	Nov 4, 2020
Instrument	6990525

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,728.00 (+0.89%)	$279,100 (+7.26%) Land $80,000 Building $199,100	$279,100 (+7.26%) Land $80,000 Building $199,100
2025	$2,704.00 (+6.12%)
2024		$260,200 (+25.82%) Land $50,000 Building $210,200	$260,200 (+25.82%) Land $50,000 Building $210,200
2023	$2,548.00 (+5.16%)	$206,800 Land $45,000 Building $161,800	$206,800 Land $45,000 Building $161,800
2022	$2,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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