5317 Lydia Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5317 Lydia Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Lot Size	0.36 acres (15,684 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Dec 2025)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1586-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1586-0050`
Alternative APNs	`00635398` `635398`

Exterior

Lot Area	15,684 sqft (0.36 acres)

Location & Zoning

Account Number	00635398
Street Address	5317 LYDIA CT
City	SPRING HILL
State	FL
Zip	34608-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1586 LOT 5
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1586
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

5317 Lydia Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Hernando County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5317 LYDIA CT, SPRING HILL, FL 34608-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2023	Warranty Deed, Transfer EXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TTL SVCS OF FL INC
Mar 15, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on File
Deed Sale	Dec 26, 2025 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	202588397
Deed Book / Page	4650 / 1367
Prior Transfer Date	Feb 25, 2023
Prior Transfer Doc	0042750493
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 26, 2025
Property Address	5317 LYDIA CT, SPRING HILL, FL 34608-2633
Document Number	0046501367
Book / Page	4650 / 1367
Map Reference	MB 10 PG 44-52
Instrument Date	Dec 19, 2025
Instrument	2025088397
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18412 KEYSTONE GROVE BLVD, ODESSA, FL 33556-4812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 LYDIA CT, SPRING HILL, FL 34608-2633

Mortgage

Document Number	0046501371
Date	Dec 26, 2025
Instrument	4650/1371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 8, 2023
Property Address	5317 LYDIA CT, SPRING HILL, FL 34608-2633
Document Number	0043290759
Book / Page	4329 / 759
Map Reference	MB 10 PG 44
Instrument Date	Jul 27, 2023
Instrument	2023049495
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	EXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TTL SVCS OF FL INC

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3730 75TH TER E, SARASOTA, FL 34243-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18412 KEYSTONE GROVE BLVD, ODESSA, FL 33556-4812
Investor	Possibly a Property Investor

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 15, 2023
Property Address	5317 LYDIA CT, SPRING HILL, FL 34608-2633
Document Number	0042750493
Book / Page	4275 / 493
Map Reference	MB 10 PG 44
Instrument Date	Feb 25, 2023
Instrument	2023014144
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CARLTON RD, FLANDERS, NJ 07836-4406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 7TH CT, SARASOTA, FL 34234

Tax Assessment & Valuation

The 2025 property tax bill for 5317 Lydia Ct was $1,257.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00	$39,642 Land $39,210 Building $432	$39,642 Land $39,210 Building $432
2023		$27,657 (+1%)
2022	$486.00	$25,143 Land $24,624 Building $519	$38,118 Land $37,642 Building $476

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5317 Lydia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5317 Lydia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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