5317 Locust Ct, Osage Beach, MO 65065 Property Records

Camden County property record for 5317 Locust Ct, Osage Beach, MO 65065 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,604 sqft · built 1992
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$285,950 (Oct 2025)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 2.0 10.0 000.0 006 070.000`

Property Details

APN / Parcel Number

Primary APN	`08 2.0 10.0 000.0 006 070.000`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	2,604 sqft Gross Area
1st Floor Area	1,022 sqft
Basement Area	247 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5317 LOCUST CT
City	OSAGE BEACH
State	MO
Zip	65065-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29
Legal Range	16W
Legal Township	39N
Legal Section	10
Legal Subdivision	BROADWATER BAY
Legal Lot Number	29
Jurisdiction	CAMDEN MO
Township / Civil Division	OSAGE
Census Block Group	3
Census Block	3010
Census Tract	950201

Owner

Source: Camden County records · APN 08 2.0 10.0 000.0 006 070.000

Assessment roll updated November 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit GATEWAY FEDERAL CREDIT UNION
Oct 02, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2025 · Amount on Record
Deed Sale	Oct 02, 2025 · Amount on Record
Prior Sale	Mar 30, 2023
Deed Book / Page	918 / 23
Prior Transfer Date	Apr 24, 2023
Prior Transfer Doc	000884/649
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	Jul 20, 2026
Property Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142
Document Number	0360000284
Book / Page	360 / 284
Instrument Date	Jun 02, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142

Mortgage

Document Number	0360000284,
Date	Jul 20, 2026
Book Page	360/284

Lender

Name	GATEWAY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Oct 02, 2025
Property Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142
Document Number	0000918/23
Book / Page	918 / 23
Map Reference	MB 37 PG 49A-49D
Instrument Date	Oct 01, 2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	UNKNOWN, ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142

Mortgage

Document Number	0000356987
Date	Oct 02, 2025
Instrument	356/987

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Mar 30, 2023
Property Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142
Document Number	000883/593
Book / Page	883 / 593
Map Reference	MB 37 PG 49A-49D
Instrument Date	Mar 30, 2023
Transaction Type	Transfer
Record Updated	Apr 05, 2023
Title Company	NOT AVAILABLE, LAKE OF OZARKS LAND TTL COMP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 LOCUST CT, OSAGE BEACH, MO 65065-3142

Mortgage

Document Number	0000348110
Date	Mar 30, 2023
Instrument	348///110

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated November 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Osage Beach City
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (-4.75%)	$41,970 (-)	$220,895 (-)
2023		$41,970 (-)	$220,895 (-)
2022	$1,747.00	$41,970	$220,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), updated April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299502013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Splash Wireless Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Locust Ct

Nearby Streets

All Osage Beach, MO Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures