5317 Co Rd 244, Chaffee, MO 63740 Property Records

Cape Girardeau County property record for 5317 Co Rd 244, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1973
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$189,400 (Aug 2021)
Tax Bill	$874 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`232000400012000000`

Property Details

APN / Parcel Number

Primary APN	`232000400012000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Basement Area	960 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5317 COUNTY ROAD 244
City	CHAFFEE
State	MO
Zip	63740-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2 LOT 2 NW
Legal Range	12E
Legal Township	29S
Legal Section	04
Legal Subdivision	EAST HALF
Legal Lot Number	2
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	WELCH
Census Block Group	3
Census Block	3007
Census Tract	880300

Owner

Source: Cape Girardeau County records · APN 232000400012000000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202111091
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201804848
Date	May 22, 2018
Instrument	201804848

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803269
Date	Apr 13, 2018
Instrument	201803269

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202005952
Date	May 29, 2020
Instrument	2020-05952

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100535
Date	Jan 14, 2021
Instrument	2021-00535

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 16, 2021
Property Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Document Number	0202111091
Instrument Date	Aug 12, 2021
Instrument	2021-11091
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 COUNTY ROAD 244, CHAFFEE, MO 63740-8085
Investor	Possibly a Property Investor

Mortgage

Document Number	0202111093
Date	Aug 16, 2021
Instrument	2021-11093

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Delta R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,320 (-) Land $500 Building $15,820	$85,901 (-) Land $2,621 Building $83,280
2025	$874.00 (+5.3%)	$16,320 (+5.02%) Land $500 Building $15,820	$85,901 (+5%) Land $2,621 Building $83,280
2023	$830.00	$15,540 Land $470 Building $15,070	$81,810 Land $2,496 Building $79,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 19, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–2002)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SEMO Electric Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 5 locations within half a mile of this property.

Nearby Properties on Co Rd 244

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