Lake County property record for 5316 W 45th Ave, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,077 sqft · built 1929 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (May 2020) |
| Tax Bill | $1,591 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0047-0059 |
| Primary APN | 001-01-39-0047-0059 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Living Area |
| Basement Area | 945 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Mixed |
| Garage Area | 225 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 001-01-39-0047-0059 |
|---|---|
| Old Parcel Number | 013900470059 |
| Street Address | 5316 W 45TH AVE |
| City | GARY |
| State | IN |
| Zip | 46408-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E.80.6FT OF W.208.6FT OF S.340.32FT OF SW.1/4 SE.1/4 S.25 T.36 R.9 EX. S.45FT IN R/W 0.546AC |
| Legal Range | 09 |
| Legal Township | 36 |
| Legal Section | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 41302 |
5316 W 45th Ave is owned and occupied by an individual who bought it in May 2020.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5316 W 45TH AVE, GARY, IN 46408-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA |
| Jul 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 4, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on File |
| Deed Sale | May 4, 2020 · Amount on File |
| Prior Sale | Jun 30, 2006 |
| Deed Document Number | 2020 024410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 5316 W 45TH AVE, GARY, IN 46408-3415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5316 W 45TH AVE, GARY, IN 46408-3415 |
| Document Number | 0000047170 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-547170 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 5316 W 45TH AVE, GARY, IN 46408-3415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000043050 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 2020 043050 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 4, 2020 |
| Property Address | 5316 W 45TH AVE, GARY, IN 46408-3415 |
| Document Number | 0000024410 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 2020 024410 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5316 W 45TH AVE, GARY, IN 46408-3415 |
| Document Number | 0000024411 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020 024411 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Number | 0000024412 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020 024412 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARY, IN 46408 |
| Amount | Amount on Record |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,600 Land $24,000 Building $149,600 | $173,600 Land $24,000 Building $149,600 | |
| 2024 | $1,591.00 | ||
| 2023 | $159,100 (+1.92%) Land $22,200 Building $136,900 | $159,100 (+1.92%) Land $22,200 Building $136,900 | |
| 2022 | $1,536.00 Homeowner's exemption | $156,100 Land $17,500 Building $138,600 | $156,100 Land $17,500 Building $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5316 W 45th Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5316 W 45th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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