5316 Stone Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5316 Stone Rd, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 1975
Square Footage5,225 sqft Living Area
Lot Size540,144 sqft (12.4 acres)
GarageCarport, 435 sqft
OccupancyOwner Occupied
Last Sale$1,200,000 (2024)
Tax Bill$9,747.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-442086
Alternative APN
  • 442086

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area5,225 sqft Living Area
Gross Area5,453 sqft Gross Area
1st Floor2,685 sqft 1st Floor
Basement Area1,400 sqft Basement
Finished Basement1,400 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area540,144 sqft (12.4 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area435 sqft Garage
CarportCarport
Carport Area435 sqft Carport

Exterior Amenities

Total Buildings2 Total Buildings
Shed1 Shed
Shed Area760 sqft Shed
Patio Area132 sqft Patio
PorchOpen Porch
Porch Area528 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number442086
Street Address5316 STONE RD
CityFREDERICK
StateMD
Zip21703-6923
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description12.4 AC. W/S STONE RD. NR FEAGAVILLE
Legal Block3
JurisdictionFREDERICK MD
Minor Civil Division24, BRADDOCK
Census Blockgroup3
Census Block3027
Census Tract752602

Owner

Source: Frederick County records · APN 23-442086

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5316 STONE RD, FREDERICK, MD 21703-6923
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
May 14, 2019Deed, Construction Loan · Building or Construction Mortgage
WOODSBORO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Prior SaleAug 02, 2021 · Amount on Record
Prior Transfer DateOct 31, 2011
Prior Transfer Doc0085940387
Record RefreshedJun 08, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 02, 2021
Property Address5316 STONE RD, FREDERICK, MD 21703-6923
Document Number0151470137
Book / Page15147 / 137
Instrument DateJul 13, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5316 STONE RD, FREDERICK, MD 21703-6923

Mortgage

Document Number0015147143
DateAug 02, 2021
Instrument15147/143
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

May 2019: Deed, Construction Loan

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 14, 2019
Property Address5316 STONE RD, FREDERICK, MD 21703-6923
Document Number0129680386
Book / Page12968 / 0386
Instrument DateMay 06, 2019
Transaction TypeConstruction Loan
Record UpdatedAug 11, 2022
Title CompanyLAWYERS SIGNATURE SETTLEMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5316 STONE RD, FREDERICK, MD 21703-6923

Mortgage

Document Number0129680393
DateMay 14, 2019
Instrument12968/0393
Lender
NameWOODSBORO BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJun 01, 2030
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.25%
Index1-Year CMT
Max Rate11.2%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$926,567 (+46.03%)$1,072,600 (+69.05%) Land $306,400 Building $766,200
2024$9,747.00 (+26.06%)
2023$7,732.00$634,500 Land $214,000 Building $420,500$634,500 Land $214,000 Building $420,500

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