5316 Openwood Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 5316 Openwood Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,330 sqft · built 1950
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Oct 2024)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-7-36-01-0-00039-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-7-36-01-0-00039-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,330 sqft Adjusted Area
1st Floor Area	1,604 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Street Address	5316 OPENWOOD LN
City	HERNANDO
State	MS
Zip	38632-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLEASANT HILL ARKABUTLA S-D LOT 39
Legal Range	009
Legal Township	03S
Legal Section	36
Legal Subdivision	HILL ARKABUTLA S-D
Legal Lot Number	39
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2019	Warranty Deed, Transfer HOME SECURITY TITLE, HOME SECURITY T&E LLC
Oct 16, 2019	Intrafamily Transfer, Transfer HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW
Oct 16, 2019	Intrafamily Transfer, Transfer HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Book / Page	1024 / 19034
Prior Transfer Date	Sep 4, 2024
Prior Transfer Doc	1024/19034
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 16, 2026
Property Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Document Number	5663080245
Book / Page	5663 / 80245
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848

Mortgage

Document Number	5663080245,
Date	Jul 16, 2026
Book Page	5663/80245

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Jul 7, 2057

Interest

Rate	6.52%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004823/610
Date	Oct 25, 2019
Book Page	4823/610

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jul 18, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 5, 2020
Property Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Document Number	000918/546
Book / Page	918 / 546
Map Reference	MB 3 PG 6
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1230 MONTEITH AVEB, 1230, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848

Mortgage

Document Number	0004937575
Date	May 5, 2020
Instrument	4937/575

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 22, 2019
Property Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Document Number	000902/586
Book / Page	0902 / 586
Map Reference	MB 3 PG 6
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	HOME SECURITY TITLE, HOME SECURITY T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1999 GREEN CHASE DR, 1999, HERNANDO, MS 38632-7260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 MONTEITH AVE # B, B, HERNANDO, MS 38632-7665

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 16, 2019
Property Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Document Number	000902/198
Book / Page	0902 / 198
Map Reference	MB 3 PG 6
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4139 PLEASANT HILL RD, 4139, OLIVE BRANCH, MS 38654-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 GREEN CHASE DR, HERNANDO, MS 38632-7260

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 16, 2019
Property Address	5316 OPENWOOD LN, HERNANDO, MS 38632-7848
Document Number	000902/195
Book / Page	0902 / 195
Map Reference	MB 3 PG 6
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4139 PLEASANT HILL RD, 4139, OLIVE BRANCH, MS 38654-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 GREEN CHASE DR, HERNANDO, MS 38632-7260

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00 (+21.4%)	$15,959 (+47.13%) Land $1,500 Building $14,459	$106,396 (+47.13%) Land $10,000 Building $96,396
2023	$1,084.00	$10,847	$72,313 Land $10,000 Building $62,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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