St. Louis County property record for 5316 Oneida St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 864 sqft Gross Area |
| Lot Size | 7,980 sqft (0.183 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $137,000 (2018) |
| Tax Bill | $2,516.00 (2026) |
| Primary APN | 010-3080-00990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 864 sqft Gross Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 156 sqft Basement |
| Finished Basement | 156 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 7,980 sqft (0.183 acres) |
| Garage Type | Basement Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 20 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1052839 |
|---|---|
| Street Address | 5316 ONEIDA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 EX W 18 FT AND ALL OF LOTS 8 AND 9 SERIAL # |
| Legal Subdivision | ALTERED LONDON PARK ADD TO DUL |
| Legal Block | 4 |
| Legal Lot Number | 7-9 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 200 |
Source: St. Louis County records · APN 010-3080-00990
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5316 ONEIDA ST, DULUTH, MN 55804-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Jun 19, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Doc Number | 2018999262 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5316 ONEIDA ST, DULUTH, MN 55804-1632 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5316 ONEIDA ST, DULUTH, MN 55804-1632 |
| Document Number | 0001075731 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 1075731 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 19, 2018 |
| Property Address | 5316 ONEIDA ST, DULUTH, MN 55804-1632 |
| Document Number | 000T999262 |
| Instrument Date | Jun 15, 2018 |
| Instrument | T999262 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2018 |
| Title Company | ARROWHEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5316 ONEIDA ST DULUTH MN 558041632, DULUTH, MN 55804-1632 |
| Document Number | T999263 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | T999263 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,516.00 (+7.16%) Homeowner's exemption | ||
| 2025 | $2,348.00 (+5.77%) Homeowner's exemption | $207,800 (+6.07%) Land $50,500 Building $157,300 | $207,800 (+6.07%) Land $50,500 Building $157,300 |
| 2024 | $2,220.00 | $195,900 (+21.75%) Land $48,800 Building $147,100 | $195,900 (+21.75%) Land $48,800 Building $147,100 |
| 2022 | $160,900 Land $37,500 Building $123,400 | $160,900 Land $37,500 Building $123,400 |
5316 Oneida St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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