5316 Oakpoint Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 5316 Oakpoint Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,583 sqft · built 2000
Lot Size	0.374 acres (16,291 sqft)
Owner	2 Companies on Record
Last Sale	$1,565,000 (Sep 2022)
Tax Bill	$18,977 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`121-320-044-5`

Property Details

APN / Parcel Number

Primary APN	`121-320-044-5`
Alternative APN	`121-320-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,583 sqft Living Area
1st Floor Area	1,577 sqft
2nd Floor Area	2,006 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Cluster
Lot Area	16,291 sqft (0.374 acres)
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5316 OAKPOINT CT
City	CONCORD
State	CA
Zip	94521-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR7815 POR LT 11
Legal Subdivision	SUBDIVISION 7815
Legal Tract	7815
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	355309

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	485 MOLIMO DR, SAN FRANCISCO, CA 94127-1655
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Intrafamily Transfer, Transfer
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 1, 2022	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	2022134905
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000030213
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 31, 2023
Property Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424
Document Number	0000030213
Map Reference	MB 378 PG 26
Instrument Date	Mar 28, 2023
Instrument	2023-030213
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	485 MOLIMO DR, SAN FRANCISCO, CA 94127-1655

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047018
Date	Apr 5, 2019
Instrument	2019-047018

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 AOKPOINT CT, CONCORD, CA 94521

Mortgage

Document Number	0000195263
Date	Sep 8, 2020
Instrument	2020-195263

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	INNOVATIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424

Mortgage

Document Number	0000123177
Date	Apr 23, 2021
Instrument	2021-123177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 1, 2022
Property Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424
Document Number	0000134905
Map Reference	MB 378 PG 26
Instrument Date	Aug 25, 2022
Instrument	2022-134905
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5316 OAKPOINT CT, CONCORD, CA 94521-5424

Mortgage

Document Number	0000134906
Date	Sep 1, 2022
Instrument	2022-134906

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.48%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.48%
Index	Other
Margin	3
Max Rate	9.48%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,660,789 (+2%) Land $790,599 Building $870,190
2025	$18,977.00 (+4.13%)	$1,628,226 (+4.04%) Land $775,098 Building $853,128
2023	$18,224.00 (+40.72%)	$1,565,000 Land $745,000 Building $820,000
2022	$12,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Unwired.

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