St. Louis County property record for 5316 Oakley St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,145 sqft · built 1953 |
| Lot Size | 0.243 acres (10,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,421 (Apr 2026) |
| Tax Bill | $3,798 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0790-10370 |
| Primary APN | 010-0790-10370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Gross Area |
| 1st Floor Area | 121 sqft |
| Basement Area | 859 sqft |
| Finished Basement | 859 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,588 sqft (0.243 acres) |
| Garage Area | 1,280 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 55 sqft |
| Deck Area | 120 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 1196645 |
|---|---|
| Street Address | 5316 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 996 997 AND 998 SERIAL # |
| Legal Subdivision | CROSLEY PARK ADD TO DULUTH |
| Legal Block | 76 |
| Legal Lot Number | 996-997 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 200 |
Source: St. Louis County records · APN 010-0790-10370
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5316 OAKLEY ST, DULUTH, MN 55804-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE |
| Mar 06, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2014 · Amount on Record |
| Deed Document Number | 20261100921 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 000T935174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 27, 2026 |
| Property Address | 5316 OAKLEY ST, DULUTH, MN 55804-1321 |
| Document Number | 0001100921 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20261100921 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $137,459.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5316 OAKLEY ST, DULUTH, MN 55804-1321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5316 OAKLEY ST, DULUTH, MN 55804-1321 |
| Document Number | 00T1021491 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5316 OAKLEY ST DULUTH MN 558041321, DULUTH, MN 55804-1321 |
| Document Number | 00T1021491 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | T1021491 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,798.00 (+7.11%) Homeowner's exemption | ||
| 2025 | $3,546.00 (-13%) Homeowner's exemption | $294,500 (+6.24%) Land $57,700 Building $236,800 | $294,500 (+6.24%) Land $57,700 Building $236,800 |
| 2024 | $4,076.00 | $277,200 (+1.54%) Land $55,600 Building $221,600 | $277,200 (+1.54%) Land $55,600 Building $221,600 |
| 2022 | $273,000 Land $42,800 Building $230,200 | $273,000 Land $42,800 Building $230,200 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | May 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 612 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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