5316 Co Rd 4608, Commerce, TX 75428 Property Records

Hunt County property record for 5316 Co Rd 4608, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	2,056 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,460 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0731-0170-0030-30`

Property Details

APN / Parcel Number

Primary APN	`0731-0170-0030-30`
Alternative APN	`R117299`

Interior

Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	2,056 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	300 sqft
Carport	Carport
Carport Area	570 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R117299
Street Address	5316 COUNTY ROAD 4608
City	COMMERCE
State	TX
Zip	75428-5580
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0731 MALLOCK E, TRACT 17-3, ACRES 10
Legal Subdivision	MALLOCK E
Legal Tract	17-3
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2078
Census Tract	960100

Owner

Source: Hunt County records · APN 0731-0170-0030-30

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5316 COUNTY ROAD 4608, COMMERCE, TX 75428-5580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2010
Deed Sale	Dec 17, 2010
Deed Document Number	2010-14553
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	5316 COUNTY ROAD 4608, COMMERCE, TX 75428-5580
Document Number	0000008874
Instrument Date	Jun 03, 2020
Transaction Type	Mortgage
Record Updated	Aug 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 COUNTY ROAD 4608 COMMERCE TX 754285580, COMMERCE, TX 75428-5580

Mortgage

Document Number	0000008874
Date	Jun 09, 2020
Instrument	8874

Lender

Name	ALLIANCE BK
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 08, 2035

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,483 (+37.54%)	$424,200 (+5.04%) Land $160,000 Building $264,200
2024	$2,460.00 (-15.17%)
2023		$276,640 Land $7,810 Building $268,830	$403,830 Land $135,000 Building $268,830
2022	$2,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
AMG Technology Investment Group Fixed Wireless	100 / 20
JAB Wireless Fixed Wireless	25 / 5

May also be available: AT&T, Verizon.

Based on FCC filings for 16 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH HUNT SUD serves 4,836 people
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.