Sacramento County property record for 5316 Adelaide Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,268 sqft · built 1960 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Mar 2015) |
| Tax Bill | $6,203 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-0112-016-0000 |
| Primary APN | 230-0112-016-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,500 sqft (0.218 acres) |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 7,600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5316 ADELAIDE WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | CAMERON RANCH 02, LOT 78 |
| Legal Subdivision | CAMERON RANCH 02 |
| Legal Lot Number | 78 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7604 |
Source: Sacramento County assessment roll, APN 230-0112-016-0000, as of July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU |
| Jun 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 19, 2019 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2015 · Amount on Record |
| Deed Sale | Mar 24, 2015 · Amount on Record |
| Prior Sale | Dec 30, 2010 · Amount on Record |
| Deed Book / Page | 20150324 / 1263 |
| Prior Transfer Date | Mar 17, 1998 |
| Prior Transfer Doc | 9803001635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Document Number | 0000001880 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 202106161880 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Document Number | 0000000417 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021122100417 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Document Number | 6160000001880 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 20210616/1880 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Document Number | 2005291275 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5316 ADELAIDE WAY CARMICHAEL CA 956088004, CARMICHAEL, CA 95608-8004 |
| Document Number | 2005291275 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2005291275 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5316 ADELAIDE WAY, CARMICHAEL, CA 95608-8004 |
| Document Number | 1903260675 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2019 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5316 ADELAIDE WAY CARMICHAEL CA 956088004, CARMICHAEL, CA 95608-8004 |
| Document Number | 1903260675 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 1903260675 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 25, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll as of July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $538,889 (+2%) Land $140,970 Building $397,919 | |
| 2025 | $6,203.00 (+0.98%) Homeowner's exemption | $528,323 (+4.04%) Land $138,206 Building $390,117 |
| 2024 | $6,143.00 (+2.64%) | |
| 2023 | $5,985.00 (+0.55%) Homeowner's exemption | $507,810 Land $132,841 Building $374,969 |
| 2022 | $5,952.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670076041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 24 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 351 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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