Lubbock County property record for 5316 48th St, Lubbock, TX 79414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1966 |
| Lot Size | 0.165 acres (7,198 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R130421 |
| Primary APN | R130421 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,264 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,198 sqft (0.165 acres) |
| Lot Dimensions | 118 ft deep x 61 ft wide |
| Garage Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5316 48TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79414-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | RICHLAND HILLS L 513 |
| Legal Subdivision | RICHLAND HILLS |
| Legal Lot Number | 5130 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1709 |
5316 48th St is owned and occupied by an individual who acquired it in November 2018.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5316 48TH ST, LUBBOCK, TX 79414-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 21, 2018 | Vendor's Lien, Transfer FIRST RATE FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 |
| Deed Sale | Nov 21, 2018 |
| Deed Document Number | 2018044313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5316 48TH ST, LUBBOCK, TX 79414-1522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | SERVICE TITLE, SERVIEC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014961 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021014961 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Nov 21, 2018 |
| Property Address | 5316 48TH ST, LUBBOCK, TX 79414-1522 |
| Document Number | 0000044313 |
| Map Reference | VOL1030 PG47 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 2018044313 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5417 14TH ST, LUBBOCK, TX 79416-5414 |
| Document Number | 0000044314 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018044314 |
| Name | FIRST RATE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 5316 48th St was $1,203 with a homeowner's exemption, down 16.1% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (-16.05%) Homeowner's exemption | $133,355 Land $27,000 Building $106,355 | $133,355 Land $27,000 Building $106,355 |
| 2024 | $1,433.00 (+14.18%) | ||
| 2023 | $1,255.00 (-27.03%) Homeowner's exemption | $117,229 Land $9,150 Building $122,111 | $131,261 Land $9,150 Building $122,111 |
| 2022 | $1,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5316 48th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5316 48th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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