5315 Willard Ave, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 5315 Willard Ave, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,232 sqft · built 1939
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Dec 2022)
Tax Bill	$16,210 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-00432688`

Property Details

APN / Parcel Number

Primary APN	`07-00432688`
Alternative APN	`00432688`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Porch	Open Porch
Porch Area	64 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00432688
Street Address	5315 WILLARD AVE
City	CHEVY CHASE
State	MD
Zip	20815-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WEST FRIENDSHIP
Legal Subdivision	WEST FRIENDSHIP
Legal Block	2
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	705501

Owner

5315 Willard Ave is owned and occupied by two individuals who bought it in December 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jul 2, 2018	Deed, Transfer PARAGON TITLE & ESCROW CO
Sep 27, 2017	Intrafamily Transfer, Transfer · ARM FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Book / Page	66623 / 81
Prior Transfer Date	Sep 8, 2017
Prior Transfer Doc	0549880055
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 30, 2022
Property Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601
Document Number	0666230081
Book / Page	66623 / 81
Map Reference	MB 15 PL 989
Instrument Date	Dec 19, 2022
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	NOT AVAILABLE, RGS TITLE OF BETHESDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601

Mortgage

Document Number	0006662389
Date	Dec 30, 2022
Instrument	66623/89

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551840488
Date	Nov 6, 2017
Book Page	55184/488

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 2, 2018
Property Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601
Document Number	0562590115
Book / Page	56259 / 115
Map Reference	MB15 PL989
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$16,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 27, 2017
Property Address	5315 WILLARD AVE, CHEVY CHASE, MD 20815-4601
Document Number	0549880055
Book / Page	54988 / 055
Map Reference	MB15 PL989
Instrument Date	Sep 8, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000

Mortgage

Document Number	0005498859
Date	Sep 27, 2017
Instrument	54988/59

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5315 Willard Ave was $16,210, down 1.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,442,533 (+3.24%)	$1,533,200 (+9.73%) Land $683,600 Building $849,600
2025	$16,210.00 (-1.31%)	$1,397,200 Land $621,400 Building $775,800	$1,397,200 Land $621,400 Building $775,800
2024	$16,426.00
2023		$1,329,667	$1,397,200 Land $621,400 Building $775,800
2022	$14,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5315 Willard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5315 Willard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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