1. Home
  2. Florida
  3. Okaloosa County
  4. Baker
  5. Hwy 4

5315 Hwy 4, Baker, FL 32531 Property Records

Okaloosa County property record for 5315 Hwy 4, Baker, FL 32531

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,496 sqft · built 2018
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jan 2024)
Tax Bill$2,152 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jan 2024 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNC56-000-595-3266-3

Property Details

APN / Parcel Number

Primary APNC56-000-595-3266-3
Alternative APNs
  • 16-3N-24-0000-0048-0000
  • 24N316000000480000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,530 sqft (1.16 acres)
Lot Width75 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5315 HIGHWAY 4
CityBAKER
StateFL
Zip32531-8422
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM NW COR OF NW1/4 OF SE1/4 E 630 FT S 633 FT TO POB W 195 .13 FT S 689.45 FT TO N R/W N 61 DEG W 22.2 FT N 469.9 FT W 175.13 FT N 210 FT TO POB
Legal Range24W
Legal Township03N
Legal Section16
Legal Block48
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2024
Census Tract20101

Owner

5315 Hwy 4, a mobile home, is owned by two individuals who bought it in January 2024.

Source: Okaloosa County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address5319 HIGHWAY 4, BAKER, FL 32531-8422
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 8, 2024Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK
Oct 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
TWENTYFIRST MTG
Oct 18, 2018Grant Deed, Transfer
SURETY LAND TITLE/FL LLC
Aug 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2024 · Amount on File
Deed SaleJan 8, 2024 · Amount on File
Deed Document Number20243665242
Prior Transfer DateOct 6, 2018
Prior Transfer Doc0033713440
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5315 HIGHWAY 4, BAKER, FL 32531-8422

Mortgage

Document Number0003789790
DateDec 19, 2025
Instrument3789790
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term339 Months
DueMar 1, 2054

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 8, 2024
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Document Number0003665242
Instrument DateDec 28, 2023
Instrument3665242
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6108 OLD RIVER RD, BAKER, FL 32531-8106

Transferred To (Grantee/Buyer)

NameVerified Name
Address5315 HIGHWAY 4, BAKER, FL 32531-8422

Mortgage

Document Number0003665243
DateJan 8, 2024
Instrument3665243
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Document Number0033713444
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 1, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressHWY 4 BAKER FL 32531, BAKER, FL 32531

Mortgage

Document Number0033713444
DateOct 18, 2018
Book Page003371/003444
Instrument3238587
Lender
NameTWENTYFIRST MTG
TypeMortgage Company
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term276 Months
DueOct 17, 2041

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateOct 18, 2018
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Document Number0033713440
Book / Page003371 / 003440
Instrument DateOct 6, 2018
Instrument3238586
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5319 HIGHWAY 4 BAKER FL 325318422, BAKER, FL 32531-8422

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateAug 8, 2018
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Document Number0033623023
Book / Page003362 / 003023
Instrument DateAug 7, 2018
Instrument3224965
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5319 HIGHWAY 4 BAKER FL 325318422, BAKER, FL 32531-8422

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateAug 8, 2018
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Document Number0033623025
Book / Page003362 / 003025
Instrument DateAug 7, 2018
Instrument3224966
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5319 HIGHWAY 4 BAKER FL 325318422, BAKER, FL 32531-8422

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMay 10, 2018
Property Address5315 HIGHWAY 4, BAKER, FL 32531-8422
Document Number0033492896
Book / Page003349 / 002896
Instrument DateMay 10, 2018
Instrument3206073
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5319 HIGHWAY 4 BAKER FL 325318422, BAKER, FL 32531-8422

Tax Assessment & Valuation

The 2025 property tax bill for 5315 Hwy 4 was $2,152.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,152.00$249,304 Land $11,811 Building $237,493$249,304 Land $11,811 Building $237,493
2023$574.00 (+3.8%) Homeowner's exemption$84,156 (+3%)$115,854 (+20.52%) Land $10,737 Building $105,117
2022$553.00 Homeowner's exemption$81,705$96,131 Land $10,034 Building $86,097

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5315 Hwy 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5315 Hwy 4 is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Hwy 4

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures