Monroe County property record for 5315 E Ratliff Rd, Bloomington, IN 47408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1955 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-05500-00 |
| Primary APN | 003-05500-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Concrete Block |
| Roof Material | Other |
| Lot Area | 348,480 sqft (8 acres) |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Central |
|---|
| Account Number | 003-05500-00 |
|---|---|
| Street Address | 5315 E RATLIFF RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47408-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | PT NE NW 19-9-1E 8.00A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1403 |
Source: Monroe County records · APN 003-05500-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5315 E RATLIFF RD, BLOOMINGTON, IN 47408-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE GERMAN AMERICAN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5315 E RATLIFF RD, BLOOMINGTON, IN 47408-9212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020005670 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020005670 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | JASPER, IN 47546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5315 E RATLIFF RD, BLOOMINGTON, IN 47408-9212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019010365 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2019010365 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | JASPER, IN 47546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 01, 2020 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Benton Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,070.00 (-4.34%) | $268,700 (+15.03%) Land $89,600 Building $179,100 | $268,700 (+15.03%) Land $89,600 Building $179,100 |
| 2024 | $2,164.00 (+31.15%) | ||
| 2023 | $233,600 (+14.51%) Land $68,000 Building $165,600 | $233,600 (+14.51%) Land $68,000 Building $165,600 | |
| 2022 | $1,650.00 | $204,000 Land $51,000 Building $153,000 | $204,000 Land $51,000 Building $153,000 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050014031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 7 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | B&B WATER PROJECT, INC. private · serves 4,695 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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