5315 Crane Hill Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5315 Crane Hill Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,421 sqft · built 2003
Lot Size	0.553 acres (24,132 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Sep 2023)
Tax Bill	$7,234 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`89843`

Property Details

APN / Parcel Number

Primary APN	`89843`
Alternative APN	`052531332600010070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,421 sqft Heated Area
Gross Area	3,561 sqft
1st Floor Area	2,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,132 sqft (0.553 acres)
Lot Dimensions	221 ft deep x 128 ft wide
Garage Type	Finished
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	28 sqft
Porch	Open Porch
Porch Area	510 sqft
Deck Area	554 sqft
Patio Area	432 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	89843
Street Address	5315 CRANE HILL CT
City	SAINT CLOUD
State	FL
Zip	34771-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	HAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 7
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	HAMMOCK POINTE
Legal Tract	3326
Legal Block	1
Legal Lot Number	7
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 18, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Feb 16, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	0064730947
Deed Book / Page	6473 / 947
Last Transfer Date	Jun 18, 2024
Transfer Doc	0066181002
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794

Mortgage

Document Number	0068521256
Date	Sep 24, 2025
Book Page	6852/1256
Instrument	2025117272

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 18, 2024
Property Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794
Document Number	0066181002
Book / Page	6618 / 1002
Map Reference	MB 9 PG 5&6
Instrument Date	Jun 17, 2024
Instrument	2024079695
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 13, 2023
Property Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794
Document Number	0064730947
Book / Page	6473 / 947
Map Reference	MB 9 PG 5&6
Instrument Date	Sep 8, 2023
Instrument	2023120561
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2081 COULSON ALY, ORLANDO, FL 32814-6345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794

Mortgage

Document Number	0006473949
Date	Sep 13, 2023
Instrument	6473/949

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2022
Property Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794
Document Number	0061520895
Book / Page	6152 / 895
Map Reference	MB 9 PG 5&6
Instrument Date	Feb 8, 2022
Instrument	2022026319
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 CRANE HILL CT, SAINT CLOUD, FL 34771-8794

Mortgage

Document Number	0006152896
Date	Feb 16, 2022
Instrument	6152/896

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,234.00 (-3.82%) Homeowner's exemption	$489,100 (+3.6%) Land $95,000 Building $394,100	$489,100 (+3.6%) Land $95,000 Building $394,100
2023	$7,521.00 (+94.44%)	$472,100 (+79.52%) Land $95,000 Building $377,100	$472,100 (+17.73%) Land $95,000 Building $377,100
2022	$3,868.00 Homeowner's exemption	$262,979	$401,000 Land $75,000 Building $326,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink, Spectrum, Verizon.

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