Manatee County property record for 5315 16th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,878 sqft · built 2006 |
| Lot Size | 1.55 acres (67,605 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22629-1050-9 |
| Primary APN | 22629-1050-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| Gross Area | 2,449 sqft |
| 1st Floor Area | 1,878 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,605 sqft |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 5315 16TH AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 SUBURB |
| Legal Description | COM AT SE COR OF NE1/4 OF SE1/4 OF SEC 36, TWN 33S, RNG 17E; TH N 00 DEG 28 MIN 03 SEC E, ALG E LN OF SD SEC 36 A DIST OF 220.0 FT TO POB; TH CONT N 00 DEG 28 MIN 03 SEC E, A DIST OF |
| Legal Range | 17E |
| Legal Township | 33S |
| Legal Section | 36 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1604 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5315 16TH AVE E, PALMETTO, FL 34221-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 5315 16TH AVE E, PALMETTO, FL 34221-2012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5315 16TH AVE E, PALMETTO, FL 34221-2012 |
| Document Number | 0041135811 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 202541135811 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 5315 16TH AVE E, PALMETTO, FL 34221-2012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5315 16TH AVE E, PALMETTO, FL 34221-2012 |
| Document Number | 0041051313 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 202141051313 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 5315 16TH AVE E, PALMETTO, FL 34221-2012 |
| Document Number | 0041032770 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5315 16TH AVE E PALMETTO FL 342212012, PALMETTO, FL 34221-2012 |
| Document Number | 0041032770 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 41032770 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 25, 2040 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,957 (+2.7%) | $512,910 (+13.25%) Land $147,152 Building $365,758 | |
| 2025 | $2,885.00 (+6.58%) Homeowner's exemption | $227,806 (+5.99%) | $452,892 (-1.82%) Land $86,768 Building $366,124 |
| 2024 | $2,707.00 (+1.73%) | ||
| 2023 | $2,661.00 (+3.06%) Homeowner's exemption | $214,938 (+3%) | $461,280 (+28.54%) Land $86,768 Building $374,512 |
| 2022 | $2,582.00 Homeowner's exemption | $208,678 | $358,854 Land $36,000 Building $322,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 units insured incl. 9 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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