5314 Whistle Stop Dr, Temple, TX 76502 Property Records

Bell County property record for 5314 Whistle Stop Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,891 sqft · built 2004
Lot Size	0.209 acres (9,110 sqft)
Owner	2 Individual Names on File
Last Sale	$254,800 (Jun 2023)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0045340192`

Property Details

APN / Parcel Number

Primary APN	`0045340192`
Alternative APNs	`332742` `770226`

Interior

Stories	2 Stories
Building Area	1,891 sqft Living Area
1st Floor Area	1,019 sqft
2nd Floor Area	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,110 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Shed	1 Shed
Shed Area	1 sqft

Location & Zoning

Street Address	5314 WHISTLE STOP DR
City	TEMPLE
State	TX
Zip	76502-7677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VILLAGE PHASE TWO, BLOCK 004, LOT 0002
Legal Subdivision	ECHO VILLAGE PHASE TWO
Legal Block	4
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1033
Census Tract	21305

Owner

5314 Whistle Stop Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Bell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5314 WHISTLE STOP DR, TEMPLE, TX 76502-7677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Vendor's Lien, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Apr 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Mar 10, 2014 · Amount on File
Deed Document Number	202324382
Prior Transfer Date	Mar 4, 2014
Prior Transfer Doc	0000008189
Record Updated	Oct 29, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 5, 2023
Property Address	5314 WHISTLE STOP DR, TEMPLE, TX 76502-7677
Document Number	0000024382
Map Reference	CAB C SL 343-A
Instrument Date	Jun 2, 2023
Instrument	2023024382
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 S 15TH ST, TEMPLE, TX 76504-7257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 WHISTLE STOP DR, TEMPLE, TX 76502-7677

Mortgage

Document Number	0000024383
Date	Jun 5, 2023
Instrument	2023024383

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5314 WHISTLE STOP DR, TEMPLE, TX 76502-7677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004865
Date	Feb 6, 2018
Instrument	2018-00004865

Lender

Name	COMPASS BANK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5314 WHISTLE STOP DR, TEMPLE, TX 76502-7677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013247
Date	Apr 5, 2019
Instrument	2019-00013247

Lender

Name	COMPASS BANK
Type	Bank
Address	TEMPLE, TX 76504

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5314 Whistle Stop Dr was $3,848 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,848.00	$256,913 Land $40,000 Building $216,913	$256,913 Land $40,000 Building $216,913
2023	$3,475.00 (-11.85%) Homeowner's exemption	$269,543 Land $35,000 Building $234,543	$269,543 Land $35,000 Building $234,543
2022	$3,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5314 Whistle Stop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5314 Whistle Stop Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, SOS Communications, Verizon.

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