5314 Rd 51, Aurora, MN 55705 Property Records

St. Louis County property record for 5314 Rd 51, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1952
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Oct 2006)
Tax Bill	$1,798 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0024-00170`

Property Details

APN / Parcel Number

Primary APN	`570-0024-00170`
Alternative APN	`926474`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	980 sqft Gross Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	160 sqft
Cabin	273 sqft
Storage Building	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	926474
Street Address	5314 ROAD 51
City	AURORA
State	MN
Zip	55705-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SE1/4 OF SE1/4 SERIAL #
Legal Range	15W
Legal Township	58N
Legal Section	21
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2104
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5314 ROAD 51, AURORA, MN 55705-8433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage EMBARRASS VERMILLION FCU
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2006 · Amount on Record
Deed Sale	Oct 19, 2006 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	20061032843
Last Transfer Date	Jul 19, 2023
Transfer Doc	0001472788
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2023
Property Address	5314 ROAD 51, AURORA, MN 55705-8433
Document Number	0001472788
Instrument Date	Jul 19, 2023
Instrument	1472788
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 ROAD 51, AURORA, MN 55705-8433

Mortgage

Document Number	0001472789
Date	Aug 25, 2023
Instrument	1472789

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 14, 2028

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5314 ROAD 51, AURORA, MN 55705-8433
Document Number	00A1336158
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5314 ROAD 51 AURORA MN 557058433, AURORA, MN 55705-8433

Mortgage

Document Number	00A1336158
Date	Jul 10, 2018
Instrument	A1336158

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 9, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,798.00 (+36.42%) Homeowner's exemption
2025	$1,318.00 (-19.63%) Homeowner's exemption	$217,200 (+19.47%) Land $84,800 Building $132,400	$217,200 (+19.47%) Land $84,800 Building $132,400
2024	$1,640.00 (-6.82%)	$181,800 (+6.38%) Land $73,500 Building $108,300	$181,800 (+6.38%) Land $73,500 Building $108,300
2023	$1,760.00 Homeowner's exemption
2022		$170,900 (+25.85%) Land $58,900 Building $112,000	$170,900 (+25.85%) Land $58,900 Building $112,000
2021		$135,800 Land $52,400 Building $83,400	$135,800 Land $52,400 Building $83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 51

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