5314 Ray Dr, Weeki Wachee (Spring Hill), FL 34607 Property Records

Hernando County property record for 5314 Ray Dr, Weeki Wachee, FL 34607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1952
Lot Size	0.098 acres (4,250 sqft)
Owner	2 Individual Names on File
Last Sale	$238,800 (Aug 2020)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R32-222-17-3940-0000-0760`

Property Details

APN / Parcel Number

Primary APN	`R32-222-17-3940-0000-0760`
Alternative APNs	`00093605` `93605`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	780 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,250 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	468 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00093605
Street Address	5314 RAY DR
City	WEEKI WACHEE
State	FL
Zip	34607-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEEKIWACHEE GARDENS UNIT 2 LOT 76
Legal Range	17E
Legal Township	22S
Legal Section	32
Legal Subdivision	WEEKI WACHEE GARDENS UN 2
Legal Lot Number	76
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2042
Census Tract	41602

Owner

5314 Ray Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5314 RAY DR, WEEKI WACHEE, FL 34607-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Correction Deed A-1 TITLE/NATURE COAST
Aug 11, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	May 7, 2013 · Amount on File
Deed Document Number	202048794
Deed Book / Page	3874 / 531
Prior Transfer Date	Jul 19, 2020
Prior Transfer Doc	0038740529
Record Updated	Jun 8, 2026

August 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 11, 2020
Property Address	5314 RAY DR, WEEKI WACHEE, FL 34607-1421
Document Number	0038740529
Book / Page	003874 / 000529
Instrument Date	Jul 19, 2020
Instrument	48792
Record Updated	Sep 18, 2020
Title Company	A-1 TITLE/NATURE COAST

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16551 W RIVER RD INGLIS FL 344499270, INGLIS, FL 34449-9270

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 11, 2020
Property Address	5314 RAY DR, WEEKI WACHEE, FL 34607-1421
Document Number	0038740531
Book / Page	3874 / 531
Map Reference	MB 6 PG 35
Instrument Date	Jul 14, 2020
Instrument	2020048794
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	A 1 TITLE OF NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,671.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16551 W RIVER RD, 16551, INGLIS, FL 34449-9270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 RAY DR, WEEKI WACHEE, FL 34607-1421

Mortgage

Document Number	3874532
Date	Aug 11, 2020
Instrument	3874/532

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 20, 2020
Property Address	5314 RAY DR, WEEKI WACHEE, FL 34607-1421
Document Number	0038081578
Book / Page	003808 / 001578
Instrument Date	Feb 19, 2020
Instrument	11087
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5314 RAY DR WEEKI WACHEE FL 346071421, WEEKI WACHEE, FL 34607-1421

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5314 RAY DR, WEEKI WACHEE, FL 34607-1421
Document Number	0036220756
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5314 RAY DR WEEKI WACHEE FL 346071421, WEEKI WACHEE, FL 34607-1421

Mortgage

Document Number	0036220756
Date	Sep 13, 2018
Book Page	003622/000756
Instrument	55517

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5314 Ray Dr was $1,711 with a disabled person's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 Disabled Person's exemption	$132,048	$288,555 Land $175,013 Building $113,542
2023		$124,589 Land $9,923 Building $114,666
2022	$1,215.00		$242,318 Land $125,500 Building $116,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5314 Ray Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 153 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	153 in force
Nearby Flood Claims	212 (2012–2024)
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Helene, Oct 2024 · 127 claims Hurricane Idalia, Aug 2023 · 60 claims Hurricane Hermine, Sep 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5314 Ray Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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