5314 Pembrey Dr, Denver, NC 28037 Property Records

Lincoln County property record for 5314 Pembrey Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,907 sqft · built 2019
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Apr 2020)
Tax Bill	$3,300 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3695-66-7858`

Property Details

APN / Parcel Number

Primary APN	`3695-66-7858`
Alternative APNs	`278138` `94142`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,907 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	8,930 sqft (0.205 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	278138
Street Address	5314 PEMBREY DR
City	DENVER
State	NC
Zip	28037-0480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD PD-R
Legal Description	#38 LT ROCK CREEK PH 1
Legal Subdivision	ROCK CREEK
Legal Lot Number	38
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	71101

Owner

5314 Pembrey Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5314 PEMBREY DR, DENVER, NC 28037-0480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Apr 24, 2020	Deed of Trust, Mortgage COLONIAL NAT'L MTG
Dec 4, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Dec 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2020607755
Deed Book / Page	2901 / 721
Record Updated	Oct 29, 2026

April 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 24, 2020
Property Address	5314 PEMBREY DR, DENVER, NC 28037-0480
Document Number	0002901721
Book / Page	2901 / 721
Map Reference	MB 17 PG 186-189
Instrument Date	Apr 24, 2020
Instrument	607755
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 PEMBREY DR, DENVER, NC 28037-0480

Mortgage

Document Number	0000607756
Date	Apr 24, 2020
Instrument	607756

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5314 PEMBREY DR, DENVER, NC 28037-0480
Document Number	2906416
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5314 PEMBREDR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2906416
Date	May 8, 2020
Book Page	002906/000416
Instrument	608493

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINCOLN NC
Property Address	5314 PEMBREY DR, DENVER, NC 28037-0480
Document Number	2866432
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 5, 2019
Property Address	5314 PEMBREY DR, DENVER, NC 28037-0480
Document Number	2866427
Book / Page	002866 / 000427
Instrument Date	Dec 4, 2019
Instrument	601435
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$131.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5314 Pembrey Dr was $3,300.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,300.00	$519,063 Land $42,000 Building $477,063	$519,063 Land $42,000 Building $477,063
2023	$3,249.00	$519,063 Land $42,000 Building $477,063	$519,063 Land $42,000 Building $477,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5314 Pembrey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5314 Pembrey Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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