5314 N State Hwy 59, Merced, CA 95348 Property Records

Merced County property record for 5314 N State Hwy 59, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,279 sqft · built 1959
Lot Size	0.457 acres (19,924 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2026)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170-050-014-000`

Property Details

APN / Parcel Number

Primary APN	`170-050-014-000`
Alternative APN	`170-050-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,279 sqft Living Area
Gross Area	1,923 sqft
1st Floor Area	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	19,924 sqft (0.457 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	170-050-014
Street Address	5314 N STATE HIGHWAY 59
City	MERCED
State	CA
Zip	95348-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MER F&F TR POR LOT 84 36/6/13
Legal Subdivision	MER F&F TR
Legal Tract	1
Legal Lot Number	84
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2027
Census Tract	2500

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Jun 23, 2026	Grant Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE CORPORATION
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	202616859
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	0000016344
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2026
Property Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218
Document Number	0000016860
Instrument Date	Jun 17, 2026
Instrument	202616860
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2026
Property Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218
Document Number	0000016859
Instrument Date	Jun 8, 2026
Instrument	202616859
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218

Mortgage

Document Number	0000016861,
Date	Jun 23, 2026
Instrument	202616861

Lender

Name	GOLD STAR MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 N STATE HIGHWAY 59, MERCED, CA 95348-9218

Mortgage

Document Number	0000004932
Date	Mar 7, 2023
Instrument	2023004932

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$217,521 (+2%) Land $78,084 Building $139,437
2025	$2,375.00 (+5.74%)	$213,256 (+4.04%) Land $76,553 Building $136,703
2024	$2,246.00 (+1.4%)
2023	$2,215.00 (+1.37%)	$204,977 Land $73,581 Building $131,396
2022	$2,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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