5314 Loruth Ter, Madison, WI 53711 Property Records

Dane County property record for 5314 Loruth Ter, Madison, WI 53711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,030 sqft · built 2009
Lot Size	0.375 acres (16,352 sqft)
Owner	Trust Name on File
Last Sale	$380,000 (Mar 2019)
Tax Bill	$9,201 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0709-311-0233-2`

Property Details

APN / Parcel Number

Primary APN	`0709-311-0233-2`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
1st Floor Area	2,030 sqft
Basement Area	2,030 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	16,352 sqft (0.375 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	818 sqft
Driveway	Driveway
Driveway Area	150 sqft
Parking Spaces	3 Parking Spaces
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5314 LORUTH TER
City	MADISON
State	WI
Zip	53711-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	CERTIFIED SURVEY MAP NO 11831 AS RECORDED IN DANE COUNTY REGISTER OF DEEDS IN VO L 72 PAGE 236 OF CERTIFIED SURVEYS, LOT 2
Legal Range	09
Legal Township	07
Legal Section	31
Legal Subdivision	CERTIFIED SURVEY MAP NO 11831 AS
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1000
Census Tract	501

Owner

5314 Loruth Ter is owner-occupied and held in a trust since March 2019.

Source: Dane County records, as of January 22, 2026

Owner of Record	Trust Name on File
Mailing Address	5314 LORUTH TER, MADISON, WI 53711-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Jul 15, 2008 · Amount on File
Deed Document Number	5476557
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5314 LORUTH TER, MADISON, WI 53711-2630
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005731159
Date	May 20, 2021
Instrument	5731159

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5314 LORUTH TER, MADISON, WI 53711-2630
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005721692
Date	Apr 26, 2021
Instrument	5721692

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 25, 2019
Property Address	5314 LORUTH TER, MADISON, WI 53711-2630
Document Number	0005476557
Instrument Date	Mar 22, 2019
Instrument	5476557
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5314 LORUTH TER MADISON WI 537112630, MADISON, WI 53711-2630

Mortgage

Document Number	5476558
Date	Mar 25, 2019
Instrument	5476558

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$539,700 Land $161,800 Building $377,900
2024	$9,201.00		$539,700
2023		$499,700 Land $149,800 Building $349,900
2022	$8,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5314 Loruth Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5314 Loruth Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Loruth Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures