5314 Foundation St, Williamsburg, VA 23188 Property Records

James City County property record for 5314 Foundation St, Williamsburg, VA 23188

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,674 sqft · built 2008
Lot Size	0.02 acres (871 sqft)
Owner	2 Company Names on Record
Last Sale	$451,900 (Apr 2026)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-2 38-0-0314`

Property Details

APN / Parcel Number

Primary APN	`38-2 38-0-0314`
Alternative APN	`31331`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31331
Street Address	5314 FOUNDATION ST
City	WILLIAMSBURG
State	VA
Zip	23188-2867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MU MIXED U
Legal Description	U-314 P-2 FOUNDATION SQUARE A CONDOMINIUM NEW TOWN
Legal Subdivision	NEW TOWN
Legal Unit	314
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	3
Census Block	3024
Census Tract	80205

Owner

Source: James City County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5888 FINCASTLE DR, MANASSAS, VA 20112-5415
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Apr 23, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Oct 28, 2025	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 23, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Sep 8, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	20264863
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 23, 2026
Property Address	5314 FOUNDATION ST, WILLIAMSBURG, VA 23188-2867
Document Number	0000004863
Instrument Date	Apr 15, 2026
Instrument	2026.4863
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,641.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5888 FINCASTLE DR, MANASSAS, VA 20112-5415

Mortgage

Document Number	0000004864,
Date	Apr 23, 2026
Instrument	2026..4864

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 23, 2026
Property Address	5314 FOUNDATION ST, WILLIAMSBURG, VA 23188-2867
Document Number	0202604863
Instrument Date	Apr 15, 2026
Instrument	20264863
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,641.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5888 FINCASTLE DR, MANASSAS, VA 20112-5415

Mortgage

Document Number	0000004864,
Date	Apr 23, 2026
Instrument	20264864

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 28, 2025
Property Address	5314 FOUNDATION ST, WILLIAMSBURG, VA 23188-2867
Document Number	0202515192
Map Reference	DOC 80009531
Instrument Date	Oct 21, 2025
Instrument	202515192
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 FOUNDATION ST, WILLIAMSBURG, VA 23188-2867

March 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 23, 2023
Property Address	5314 FOUNDATION ST, WILLIAMSBURG, VA 23188-2867
Document Number	0202302741
Instrument Date	Mar 15, 2023
Instrument	202302741
Transaction Type	Foreclosure
Record Updated	Apr 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5668, WILLIAMSBURG, VA 23188-5210

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5314 FOUNDATION ST, WILLIAMSBURG, VA 23188-2867
Document Number	0000018647
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018647
Date	Sep 21, 2017
Instrument	18647

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+6.39%)	$423,600 (+28.48%) Land $70,000 Building $353,600	$423,600 (+28.48%) Land $70,000 Building $353,600
2024	$3,304.00 (+20.76%)
2023	$2,736.00	$329,700 Land $72,800 Building $256,900	$329,700 Land $72,800 Building $256,900
2022	$2,736.00 (+0.22%)
2019	$2,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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