5313 Summit St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 5313 Summit St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,515 sqft · built 1935
Lot Size	0.766 acres (33,367 sqft)
Owner	Individual Name on File
Tax Bill	$911 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15694-0041-00000-00`

Property Details

APN / Parcel Number

Primary APN	`15694-0041-00000-00`
Alternative APN	`39820`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft
Flooring	Carpet

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	33,367 sqft (0.766 acres)
Lot Dimensions	239 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	660 sqft
Driveway	Concrete Driveway
Driveway Area	868 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39820
Street Address	5313 SUMMIT ST
City	FORT SMITH
State	AR
Zip	72903-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 & E 15 LT 41
Legal Range	32
Legal Township	08
Legal Section	14
Legal Subdivision	OAKLAND HEIGHTS
Legal Block	2
Legal Lot Number	41
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2006
Census Tract	1101

Owner

5313 Summit St is owned and occupied by an individual who acquired it in June 1997.

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5313 SUMMIT ST, FORT SMITH, AR 72903-2464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit ARVEST BANK CONSOLIDATED LOAN SUPPORT
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 1997
Deed Sale	Jun 20, 1997
Prior Sale	May 21, 1982
Deed Book / Page	640 / 1893
Transfer Doc	0640001893
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5313 SUMMIT ST, FORT SMITH, AR 72903-2464
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018G14266
Date	Jun 26, 2018
Instrument	2018G-14266

Lender

Name	ARVEST BANK CONSOLIDATED LOAN SUPPORT
Type	Non-Lending Institution
Address	ROGERS, AR 72757

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Jun 30, 2025

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5313 SUMMIT ST, FORT SMITH, AR 72903-2464
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021G14187
Date	Jun 2, 2021
Instrument	2021G-14187

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	5313 SUMMIT ST, FORT SMITH, AR 72903-2464
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022F18556
Date	Aug 1, 2022
Instrument	2022F-18556

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5313 Summit St was $911 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$911.00 Homeowner's exemption	$28,679 (-) Land $9,000 Building $19,679	$143,395 (-) Land $45,000 Building $98,395
2025	$911.00 Homeowner's exemption	$28,679 Land $9,000 Building $19,679	$143,395 Land $45,000 Building $98,395
2023	$486.00 Homeowner's exemption	$22,010 Land $7,000 Building $15,010	$110,050 Land $35,000 Building $75,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5313 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5313 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Dobson Fiber, T-Mobile.

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