Dorchester County property record for 5313 Spring Dr, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 971 sqft · built 1958 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (May 2006) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-000593 |
| Primary APN | 14-000593 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 971 sqft Total Area |
| Attic | Attic |
| Attic Area | 390 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 000593 |
|---|---|
| Street Address | 5313 SPRING DR |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOTS 39-40 E/S SPRING DR LOVE JOY |
| Legal Subdivision | SUBURBAN HOMES |
| Legal Lot Number | 39,40 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 14, LINKWOOD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970702 |
Source: Dorchester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5313 SPRING DR, CAMBRIDGE, MD 21613-3460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2006 · Amount on Record |
| Deed Sale | May 1, 2006 · Amount on Record |
| Prior Sale | Dec 17, 2003 · Amount on Record |
| Deed Document Number | 200651445 |
| Deed Book / Page | 726 / 647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 5313 SPRING DR, CAMBRIDGE, MD 21613-3460 |
| Document Number | 2022000277 |
| Book / Page | 2022 / 277 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1201 E WEST HWY, SILVER SPRING, MD 20910-6295 |
| Document Number | 2022000277, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2022/277 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Dorchester County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,700 (+4.77%) | $147,100 (-) Land $42,600 Building $104,500 | |
| 2025 | $1,593.00 (+11.32%) Homeowner's exemption | $134,300 (+8.89%) | $147,100 (+15.01%) Land $42,600 Building $104,500 |
| 2023 | $1,431.00 Homeowner's exemption | $123,333 | $127,900 Land $42,600 Building $85,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
May also be available: Bay Country Communications.
5G (outdoors only) and 4G LTE
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