5313 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5313 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,930 sqft · built 1998
Lot Size0.712 acres (31,015 sqft)
OwnerIndividual Name on Record
Tax Bill$1,411 (2024)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-2N-29-2569-00D00-0150

Property Details

APN / Parcel Number

Primary APN13-2N-29-2569-00D00-0150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,930 sqft Heated Area
Gross Area2,668 sqft
1st Floor Area2,371 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area31,015 sqft (0.712 acres)
Lot Dimensions2,630 ft deep x 1,180 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area73 sqft
Deck Area224 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number132N29256900D000150
Street Address5313 MORGAN RIDGE DR
CityMILTON
StateFL
Zip32570-8591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionMORGAN RIDGE PHASE TWO LOT 15 BLK D AS DES IN OR 3542 PG 1484
Legal Range29W
Legal Township02N
Legal Section13
Legal SubdivisionMORGAN RIDGE/PHASE 2
Legal Phase2
Legal BlockD
Legal Lot Number15
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1030
Census Tract10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5313 MORGAN RIDGE DR, MILTON, FL 32570-8591
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2016
Deed SaleJul 29, 2016
Prior SaleJun 14, 2005 · Amount on Record
Deed Document Number201629626
Deed Book / Page3542 / 1484
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5313 MORGAN RIDGE DR, MILTON, FL 32570-8591
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5313 MORGAN RIDGE DR, MILTON, FL 32570-8591

Mortgage

Document Number0040000833
DateSep 4, 2020
Book Page4000/833
Instrument202045980
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 7, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,411.00 (+2.25%) Homeowner's exemption$152,513 (+3%)$215,288 (+1.02%) Land $31,000 Building $184,288
2023$1,380.00 (+2.68%) Homeowner's exemption$148,071 (+3%)$213,124 (+0.96%) Land $31,000 Building $182,124
2022$1,344.00 Homeowner's exemption$143,758$211,090 Land $31,000 Building $180,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2014–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morgan Ridge Dr

Nearby Streets

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