Bay County property record for 5313 Indian Bluff Dr, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,194 sqft · built 1979 |
| Lot Size | 0.508 acres (22,172 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $195,000 (Oct 2010) |
| Tax Bill | $2,035 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 05291-219-000 |
| Primary APN | 05291-219-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Heated Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,114 sqft |
| 2nd Floor Area | 1,080 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,172 sqft (0.508 acres) |
| Lot Dimensions | 188 ft deep x 118 ft wide |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 1,424 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 338 sqft |
| Patio Area | 200 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5313 INDIAN BLUFF DR |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | INDIAN BLUFF LOT 9 ORB 3276 P 1294 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | INDIAN BLUFF |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 402 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5313 INDIAN BLUFF DR, YOUNGSTOWN, FL 32466-2039 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2010 · Amount on Record |
| Deed Sale | Oct 15, 2010 · Amount on Record |
| Prior Sale | Apr 13, 2004 |
| Deed Document Number | 2010054510 |
| Deed Book / Page | 3276 / 1294 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 (+3.72%) Homeowner's exemption | $204,119 (+5.99%) | $222,295 (+6.72%) Land $87,751 Building $134,544 |
| 2023 | $1,962.00 (+60.16%) Homeowner's exemption | $192,588 (+36.79%) | $208,295 (+47.95%) Land $79,796 Building $128,499 |
| 2022 | $1,225.00 Homeowner's exemption | $140,786 Land $79,796 Building $60,990 | $140,786 Land $79,796 Building $60,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks, Xfinity.
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