Santa Rosa County property record for 5312 Rowe Trl, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 2002 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,950 (Dec 2010) |
| Tax Bill | $1,559 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-29-5804-00A00-0540 |
| Primary APN | 06-1N-29-5804-00A00-0540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 3,253 sqft |
| 1st Floor Area | 1,820 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,471 sqft (0.447 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 491 sqft |
| Deck Area | 1 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5312 ROWE TRL |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WOODBINE SPRINGS PLANTATION LOT 54 BLK A AS DES IN OR 3023 PG 172 LESS 2/3 INT MINERAL RIGHTS |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 06 |
| Legal Subdivision | WOODBINE SPRINGS PLT |
| Legal Block | A |
| Legal Lot Number | 54 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10707 |
Source: Santa Rosa County records · APN 06-1N-29-5804-00A00-0540
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5312 ROWE TRL, MILTON, FL 32571-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit PEN AIR FCU |
| Oct 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FEDERAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2010 · Amount on Record |
| Deed Sale | Dec 02, 2010 · Amount on Record |
| Prior Sale | Sep 12, 2002 · Amount on Record |
| Deed Document Number | 201046542 |
| Deed Book / Page | 3023 / 172 |
| Prior Transfer Date | May 06, 2010 |
| Prior Transfer Doc | 0029750146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5312 ROWE TRL, PACE, FL 32571-9547 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5312 ROWE TRL, PACE, FL 32571-9547 |
| Document Number | 0043541792 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 4354/1792 |
| Instrument | 202269751 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5312 ROWE TRL, PACE, FL 32571-9547 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5312 ROWE TRL, PACE, FL 32571-9547 |
| Document Number | 0041941152 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 4194/1152 |
| Instrument | 202169507 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 02, 2036 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,709 (+2.9%) | $282,438 (+2.04%) Land $50,000 Building $232,438 | |
| 2024 | $1,559.00 (+13.3%) Homeowner's exemption Disabled Person's exemption | $154,236 (+3%) | $276,795 (+4.85%) Land $49,000 Building $227,795 |
| 2023 | $1,376.00 (+3.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $149,744 (+3%) | $263,991 (+6.28%) Land $49,000 Building $214,991 |
| 2022 | $1,333.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $145,383 | $248,391 Land $45,000 Building $203,391 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
Based on FCC filings for 18 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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