5312 River Creek Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5312 River Creek Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,833 sqft · built 1994
Lot Size	0.411 acres (17,934 sqft)
Owner	Individual Name on Record
Last Sale	$32,000 (Apr 2022)
Tax Bill	$6,919 (2025)
Deeds & Mortgages	Apr 2022 Sale Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`21239900260000`

Property Details

APN / Parcel Number

Primary APN	`21239900260000`
Alternative APNs	`239900260000` `00002402`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,833 sqft Finished Area
Basement Area	1,554 sqft
Finished Basement	1,000 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,934 sqft (0.411 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces
Deck Area	78 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002402
Street Address	5312 RIVER CREEK CT
City	PROSPECT
State	KY
Zip	40059-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 26 RIVER CREEK ESTATES SUBDIVISION, SEC 2, PB. 38, PG. 100 & CLOSED RIVER CREEK CT, 0.4117 AC +/-
Legal Subdivision	RIVER CREEK
Legal Lot Number	26
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4006
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5312 RIVER CREEK CT, PROSPECT, KY 40059-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed, Transfer
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Nov 4, 2021
Deed Document Number	2022099276
Deed Book / Page	D 12341 / 681
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 29, 2022
Property Address	5312 RIVER CREEK CT, PROSPECT, KY 40059-9542
Document Number	0000099276
Book / Page	D 12341 / 681
Map Reference	MB 44 PG 15-23
Instrument Date	Apr 21, 2022
Instrument	2022099276
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8013 BARBOUR MANOR DR, LOUISVILLE, KY 40241-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5312 RIVER CREEK CT, PROSPECT, KY 40059-9542

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 4, 2021
Property Address	5312 RIVER CREEK CT, PROSPECT, KY 40059-9542
Document Number	0000276335
Book / Page	D 12188 / 833
Map Reference	MB 38 PG 100
Instrument Date	Nov 1, 2021
Instrument	2021276335
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$620.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5312 RIVER CREEK CT, PROSPECT, KY 40059-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5312 RIVER CREEK CT, PROSPECT, KY 40059-9542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000276336
Date	Nov 4, 2021
Book Page	M 17760/640
Instrument	2021276336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,919.00 (-3.62%)	$620,000 (-) Land $147,000 Building $473,000
2024			$620,000 (-) Land $147,000 Building $473,000
2023	$7,179.00 (-0.35%)	$620,000 (-) Land $147,000 Building $473,000	$620,000 (-) Land $147,000 Building $473,000
2022	$7,204.00	$620,000 Land $147,000 Building $473,000	$620,000 Land $147,000 Building $473,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	205 units insured incl. 155 condo units
Nearby Flood Claims	386 (1978–2025)
Claims Outside the SFHA	44 of 386
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 56 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 30 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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