5312 N 126th St, Omaha, NE 68164 Property Records

Douglas County property record for 5312 N 126th St, Omaha, NE 68164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1990
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jun 2009)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4038-5038-25`

Property Details

APN / Parcel Number

Primary APN	`4038-5038-25`
Alternative APNs	`R2540385038` `2540385038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,072 sqft
Basement Area	960 sqft
Finished Basement	275 sqft
Unfinished Basement	685 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540385038
Street Address	5312 N 126TH ST
City	OMAHA
State	NE
Zip	68164-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINCHESTER HEIGHTS LOT 20 BLOCK 0 69.72 X 115
Legal Subdivision	WINCHESTER HEIGHTS
Legal Lot Number	20
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	3
Census Block	3007
Census Tract	7315

Owner

5312 N 126th St is owned and occupied by an individual who bought it in June 2009.

Source: Douglas County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5312 N 126TH ST, OMAHA, NE 68164-1625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON COUNTY BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2009 · Amount on File
Deed Sale	Jun 30, 2009 · Amount on File
Deed Document Number	200969036
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Jul 20, 2026
Property Address	5312 N 126TH ST, OMAHA, NE 68164-1625
Document Number	0000062937
Instrument Date	Jul 14, 2026
Instrument	202662937
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 N 126TH ST, OMAHA, NE 68164-1625

Mortgage

Document Number	0000062937,
Date	Jul 20, 2026
Instrument	202662937

Lender

Name	WASHINGTON COUNTY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Apr 14, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	5312 N 126TH ST, OMAHA, NE 68164-1625
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020042283
Date	May 6, 2020
Instrument	2020042283

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5312 N 126th St was $3,954, up 14.3% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00 (+14.28%)	$236,500 Land $29,900 Building $206,600	$236,500 Land $29,900 Building $206,600
2024	$3,460.00 (-23.35%)
2023	$4,514.00 (+25.88%)	$214,000 Land $29,900 Building $184,100	$214,000 Land $29,900 Building $184,100
2022	$3,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5312 N 126th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5312 N 126th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Western Iowa Wireless.

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