5312 Montebello Ct, Laredo, TX 78046 Property Records

Webb County property record for 5312 Montebello Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 2022
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,340 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930-16005-240`

Property Details

APN / Parcel Number

Primary APN	`930-16005-240`
Alternative APN	`597347`

Interior

Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	4,600 sqft (0.105 acres)
Porch	Open Porch
Porch Area	72 sqft

Location & Zoning

Account Number	597347
Street Address	5312 MONTEBELLO CT
City	LAREDO
State	TX
Zip	78046-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT, BLOCK 5, LOT 24, UNIT II
Legal Subdivision	SOUTHERN DEVELOPMENT
Legal Block	5
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5312 MONTEBELLO CT, LAREDO, TX 78046-6991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit VANTAGE BANK TEXAS
Jun 21, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022
Deed Sale	Jun 21, 2022
Deed Document Number	1471300
Deed Book / Page	5296 / 199
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5312 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004841/241
Date	Aug 13, 2020
Book Page	4841/241
Instrument	1400998

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	LAREDO, TX 78045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Nov 15, 2020

June 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 21, 2022
Property Address	5312 MONTEBELLO CT, LAREDO, TX 78046-6991
Document Number	005296/199
Book / Page	5296 / 199
Map Reference	VOL 36 PG 1&2
Instrument Date	Jun 17, 2022
Instrument	1471300
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 MONTEBELLO CT, LAREDO, TX 78046-6991
Investor	Possibly a Property Investor

Mortgage

Document Number	0001471301
Date	Jun 21, 2022
Instrument	1471301

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,155 (+8.21%) Land $45,356 Building $160,799	$206,155 (+8.21%) Land $45,356 Building $160,799
2024	$1,340.00 (+335.06%)
2023		$190,510 Land $42,780 Building $147,730	$190,510 Land $42,780 Building $147,730
2022	$308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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