5312 Kervin Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5312 Kervin Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,223 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$249,900 (Aug 2023)
Tax Bill	$107 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-166-6161-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-166-6161-2`
Alternative APN	`13-3N-22-1171-0005-0300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,223 sqft Heated Area
Gross Area	1,590 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Garage Type	Finished
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5312 KERVIN RD
City	CRESTVIEW
State	FL
Zip	32539-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLEY GROVE WEST LOTS 30, 31 & 32 BLK 5
Legal Subdivision	HOLLEY GROVE WEST
Legal Block	5
Legal Lot Number	30-32
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2038
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5312 KERVIN RD, CRESTVIEW, FL 32539-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Aug 25, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	0036892131
Deed Book / Page	3689 / 2131
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5312 KERVIN RD, CRESTVIEW, FL 32539-8702
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 E MONTE VISTA RD, SCOTTSDALE, AZ 85257-2833

Mortgage

Document Number	0003776216
Date	Oct 6, 2025
Instrument	3776216

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 25, 2023
Property Address	5312 KERVIN RD, CRESTVIEW, FL 32539-8702
Document Number	0036892131
Book / Page	3689 / 2131
Map Reference	MB 2 PG 183
Instrument Date	Aug 25, 2023
Instrument	3643798
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2024
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5312 KERVIN RD, CRESTVIEW, FL 32539-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 KERVIN RD, CRESTVIEW, FL 32539-8702

Mortgage

Document Number	0036892133
Date	Aug 25, 2023
Book Page	3689/2133
Instrument	3643799

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$189,913	$194,415 Land $14,124 Building $180,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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