5312 E Mercer Ln, Spokane, WA 99217 Property Records

Spokane County property record for 5312 E Mercer Ln, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,281 sqft · built 1980
Lot Size	14.3 acres (625,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jul 2019)
Tax Bill	$7,125 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36145.9045`

Property Details

APN / Parcel Number

Primary APN	`36145.9045`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	1 Story
Building Area	6,281 sqft Living Area
Gross Area	7,370 sqft
1st Floor Area	4,582 sqft
Basement Area	1,760 sqft
Finished Basement	1,699 sqft
Unfinished Basement	61 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	625,086 sqft
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Deck Area	240 sqft
Patio Area	734 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5312 E MERCER LN
City	SPOKANE
State	WA
Zip	99217-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	14-26-43 PTN OF E1/2 OF SEC 14 DAF; W500FT OF THE E860FT OF THE N1/2 OF THE NW1/4 OF THE SE1/4 AND W500FT OF THE E860FT O F THE S575FT OF THE SW1/4 OF THE NE1/4 SUBJECT TO ESMTS OF RECORD
Legal Range	43
Legal Township	26
Legal Section	14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3006
Census Tract	11202

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5312 E MERCER LN, SPOKANE, WA 99217-8761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE FIREFIGHTERS CREDIT UNION
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage SPOKANE FIREFIGHTERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	20196820438
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Apr 17, 2026
Property Address	5312 E MERCER LN, SPOKANE, WA 99217-8761
Document Number	0007483129
Instrument Date	Mar 26, 2026
Instrument	20267483129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5312 E MERCER LN, SPOKANE, WA 99217-8761

Mortgage

Document Number	0007483129,
Date	Apr 17, 2026
Instrument	20267483129

Lender

Name	SPOKANE FIREFIGHTERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5312 E MERCER LN, SPOKANE, WA 99217-8761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006943582
Date	Jul 17, 2020
Instrument	6943582

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	93815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 9, 2019
Property Address	5312 E MERCER LN, SPOKANE, WA 99217-8761
Document Number	0006820438
Instrument Date	Jul 3, 2019
Instrument	6820438
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,355.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5312 E MERCER LN SPOKANE WA 992178761, SPOKANE, WA 99217-8761

Mortgage

Document Number	6820439
Date	Jul 9, 2019
Instrument	6820439

Lender

Name	SPOKANE FIREFIGHTERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2034

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,125.00 (-29.83%)	$1,276,250 (+23.94%) Land $322,450 Building $953,800	$1,276,250 (+23.94%) Land $322,450 Building $953,800
2025	$10,154.00 (+5.38%)	$1,029,750 (-1.18%) Land $241,750 Building $788,000	$1,029,750 (-1.18%) Land $241,750 Building $788,000
2024		$1,042,050 (+22.8%) Land $235,750 Building $806,300	$1,042,050 (+22.8%) Land $235,750 Building $806,300
2023	$9,636.00 (-0.29%)	$848,550 Land $175,050 Building $673,500	$848,550 Land $175,050 Building $673,500
2022	$9,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Mercer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures