Oneida County and Westmoreland Town property record for 5311 Stop 7 Rd, Westmoreland, NY 13490
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,134 sqft · built 2010 |
| Lot Size | 5.89 acres (256,568 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,400 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 306800 303.003-1-23.3 |
| Primary APN | 306800 303.003-1-23.3 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 256,568 sqft (5.89 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5311 STOP 7 RD |
|---|---|
| City | WESTMORELAND |
| State | NY |
| Zip | 13490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 23.003 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | WESTMORELAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 23000 |
5311 Stop 7 Rd is owned and occupied by two individuals.
Source: Oneida County and Westmoreland Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 397, WESTMORELAND, NY 13490-0397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICU CU |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit ACCESS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | WESTMORELAND, NY 13490 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4670 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021-004670 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | WESTMORELAND, NY 13490 |
| Document Number | 0000016933 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5311 STOP 7 RD WESTMORELAND NY 13490, WESTMORELAND, NY 13490 |
| Document Number | 0000016933 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 16933 |
| Name | ACCESS FCU |
|---|---|
| Address | CLINTON, NY 13323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5311 Stop 7 Rd was $3,400 with exemptions applied, up 3% from the year before.
Source: Oneida County and Westmoreland Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Westmoreland Town |
| Unified School District | Westmoreland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,400.00 (+3.03%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,300.00 | $61,300 Land $6,000 Building $55,300 | $170,278 Land $16,667 Building $153,611 |
| 2023 | $61,300 (-) Land $6,000 Building $55,300 | $161,316 (+13.16%) Land $15,789 Building $145,527 | |
| 2022 | $678.00 Homeowner's exemption Senior Citizen's exemption | $61,300 Land $6,000 Building $55,300 | $142,558 Land $13,953 Building $128,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5311 Stop 7 Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1981–2017) |
| Claims Outside the SFHA | 10 of 21 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5311 Stop 7 Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMORELAND WD NO 1 (GU) serves 770 people · EPA ID NY3202416 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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