Polk County property record for 5311 Dismuke Dr, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,606 sqft · built 2024 |
| Lot Size | 0.27 acres (11,766 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Apr 2024) |
| Tax Bill | $4,141 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2024 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-09-280037-000020 |
| Primary APN | 24-29-09-280037-000020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 2,606 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,766 sqft (0.27 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 331 sqft |
| Street Address | 5311 DISMUKE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLUBHOUSE ACRES PHASE I PB 195 PG 3-4 LOT 2 |
| Legal Subdivision | CLUBHOUSE ACRES PHASE 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11834 |
Source: Polk County records · APN 24-29-09-280037-000020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 BURNT PLAINS RD, MILFORD, CT 06461-2246 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Apr 03, 2024 | Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC |
| Aug 22, 2023 | Warranty Deed, Transfer EASY TITLE COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Prior Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 202475110 |
| Deed Book / Page | 13062 / 122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5311 DISMUKE DR, LAKELAND, FL 33812-5028 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5311 DISMUKE DR, LAKELAND, FL 33812-5028 |
| Document Number | 0000057240 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 13911/226 |
| Instrument | 2026057240 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 03, 2024 |
| Property Address | 5311 DISMUKE DR, LAKELAND, FL 33812-5028 |
| Document Number | 0000075110 |
| Book / Page | 13062 / 122 |
| Map Reference | MB 195 PG 3&4 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024075110 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $861.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 153 BURNT PLAINS RD, MILFORD, CT 06461-2246 |
| Investor | Possibly a Property Investor |
| Document Number | 0013062123 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 13062/123 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 368 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 22, 2023 |
| Property Address | 5311 DISMUKE DR, LAKELAND, FL 33812-5028 |
| Document Number | 0000196532 |
| Book / Page | 12809 / 120 |
| Map Reference | MB 195 PG 3&4 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023196532 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4515 GEORGE RD, TAMPA, FL 33634-7300 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,141.00 (+277.14%) Homeowner's exemption | $360,542 (+512.91%) Land $79,414 Building $281,128 | $360,542 (+512.91%) Land $79,414 Building $281,128 |
| 2024 | $1,098.00 (+67.63%) | $58,825 (+17.65%) Land $58,825 | $58,825 (+17.65%) Land $58,825 |
| 2023 | $655.00 | $50,001 Land $50,001 | $50,001 Land $50,001 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 343 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKELAND serves 193,297 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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