5311 Bennett Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 5311 Bennett Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,118 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Owner Names on File
Last Sale	$69,500 (Nov 2004)
Tax Bill	$865 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`169O C 015`

Property Details

APN / Parcel Number

Primary APN	`169O C 015`
Alternative APN	`0000116183`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116183
Street Address	5311 BENNETT RD
City	CHATTANOOGA
State	TN
Zip	37412-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0335 07 06 PT LT 32 MILLER LAMB SUB PB 15 PG 22
Legal Subdivision	MILLER LAMB SUB
Legal Lot Number	32
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	6
Census Block	6011
Census Tract	11600

Owner

The current owner of 5311 Bennett Rd bought it in November 2004.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Owner Names on File
Mailing Address	7311 BLAZING STAR CT, OOLTEWAH, TN 37363-1111

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2004 · Amount on File
Deed Sale	Nov 15, 2004 · Amount on File
Prior Sale	Jul 6, 2004 · Amount on File
Deed Document Number	2004111500210
Deed Book / Page	7339 / 437
Record Updated	Jun 8, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	5311 BENNETT RD, CHATTANOOGA, TN 37412-3027
Document Number	0204000051
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7311 BLAZING STAR CT OOLTEWAH TN 373631111, OOLTEWAH, TN 37363-1111

Mortgage

Document Number	0204000051
Date	Feb 4, 2020
Book Page	011898/000163
Instrument	200204000051

Lender

Name	SCENIC CMNTY CU
Address	HIXSON, TN 37343

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 3, 2025

Interest

Rate	3.65%

Tax Assessment & Valuation

The 2025 property tax bill for 5311 Bennett Rd was $865, up 21% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00 (+20.98%)	$57,100 (+78.58%)	$228,400 (+78.58%) Land $50,000 Building $178,400
2024	$715.00 (-36.39%)	$31,975 (-)	$127,900 (-) Land $35,000 Building $92,900
2023	$1,124.00	$31,975 (-)	$127,900 (-) Land $35,000 Building $92,900
2022	$1,124.00	$31,975	$127,900 Land $35,000 Building $92,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5311 Bennett Rd in Zone X, an area of minimal flood risk, though there have been 102 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	102 (1978–2025)
Claims Outside the SFHA	12 of 102
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 16 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5311 Bennett Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: EPB.

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