5310 Virginia Ave, Chattanooga, TN 37409 Property Records

Hamilton County property record for 5310 Virginia Ave, Chattanooga, TN 37409

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,026 sqft · built 1930
Lot Size	0.063 acres (2,750 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Jul 1987)
Tax Bill	$703 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167J P 010`

Property Details

APN / Parcel Number

Primary APN	`167J P 010`
Alternative APN	`0000106526`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,026 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,750 sqft (0.063 acres)
Lot Dimensions	55 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000106526
Old Parcel Number	167J P 010
Street Address	5310 VIRGINIA AVE
City	CHATTANOOGA
State	TN
Zip	37409-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT PT 2 BLK C WARDS ADDN TO ST ELMO PB6 PG67
Legal Subdivision	WARDS ADDN TO ST ELM
Legal Block	C
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2051
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5310 Virginia Ave is owned and occupied by two individuals who bought it in July 1987.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5310 VIRGINIA AVE, CHATTANOOGA, TN 37409-2136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1987 · Amount on File
Deed Sale	Jul 31, 1987 · Amount on File
Deed Document Number	0003383940
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5310 VIRGINIA AVE, CHATTANOOGA, TN 37409-2136
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 VIRGINIA AVE, CHATTANOOGA, TN 37409-2136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000163
Date	Mar 11, 2026
Book Page	14223/714
Instrument	2026031100163

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 5310 Virginia Ave was $703, up 4.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$703.00 (+4.77%)	$46,425 (+54.62%)	$185,700 (+54.62%) Land $80,000 Building $105,700
2024	$671.00	$30,025 (-)	$120,100 (-) Land $45,000 Building $75,100
2023	$671.00	$30,025 (-)	$120,100 (-) Land $45,000 Building $75,100
2022	$671.00	$30,025	$120,100 Land $45,000 Building $75,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5310 Virginia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5310 Virginia Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20