5310 Pratt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5310 Pratt Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,136 sqft · built 1974
Lot Size	10.1 acres (440,392 sqft)
Owner	Company Name on Record
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-005-044-00`

Property Details

APN / Parcel Number

Primary APN	`010-005-044-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,136 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	440,392 sqft (10.1 acres)
Garage Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5310 PRATT RD
City	LAPEER
State	MI
Zip	48446-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 5 T6N R9E THE W 332 FT OF E 987.35 FT OF SE 1/4 OF SW 1/4. 10.11 A.
Legal Range	09E
Legal Township	06N
Legal Section	05
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1011
Census Tract	342000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5310 PRATT RD, LAPEER, MI 48446-9693
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Apr 13, 2026
Property Address	5310 PRATT RD, LAPEER, MI 48446-9693
Document Number	3514000299
Book / Page	3514 / 299
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CITIZENS TITLE ONLINE, CITIZENS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	5310 PRATT RD, LAPEER, MI 48446-9693

Mortgage

Document Number	3514000299,
Date	Apr 13, 2026
Book Page	3514/299

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 3, 2051

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (+9.25%)	$318,800 (+9.25%)
2025	$2,184.00 (+15.13%) Homeowner's exemption	$145,900 (+18.71%)	$291,800 (+18.71%)
2023		$122,900	$245,800
2022	$1,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30