Kane County property record for 531 Wing Ln, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,258 sqft · built 1966 |
| Lot Size | 0.285 acres (12,400 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $339,000 (Aug 2016) |
| Tax Bill | $11,434 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-180-014 |
| Primary APN | 09-26-180-014 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,400 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Canopy | 1,380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 531 WING LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURREY HILL - LOT 4 BLK 5 |
| Legal Subdivision | SURREY HILL |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 852005 |
Source: Kane County assessment roll, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 531 WING LN, SAINT CHARLES, IL 60174-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GRAND RIDGE NATIONAL BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 201639859 |
| Prior Transfer Date | Feb 10, 2011 |
| Prior Transfer Doc | 0000014752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 531 WING LN, ST CHARLES, IL 60174-2339 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000060150 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022K060150 |
| Name | GRAND RIDGE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 531 WING LN, ST CHARLES, IL 60174-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049161 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019K049161 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 531 WING LN, ST CHARLES, IL 60174-2339 |
| Document Number | 0000049172 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 531 WING LN ST CHARLES IL 601742339, ST CHARLES, IL 60174-2339 |
| Document Number | 0000049172 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 49172 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHICAGO, IL 60064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,434.00 (-1.76%) Homeowner's exemption | ||
| 2024 | $11,639.00 (+12.92%) | $164,800 (+23.3%) Land $48,411 Building $116,389 | $494,598 (+23.35%) Land $145,291 Building $349,307 |
| 2022 | $10,307.00 (+4.1%) Homeowner's exemption | $133,661 (+4.91%) Land $44,271 Building $89,390 | $400,983 (+4.91%) Land $132,813 Building $268,170 |
| 2021 | $9,901.00 Homeowner's exemption | $127,405 Land $42,199 Building $85,206 | $382,215 Land $126,597 Building $255,618 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures