531 Walls Ford Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 531 Walls Ford Rd, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,010 sqft · built 2009
Lot Size55.5 acres (2,421,936 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Apr 2018)
Tax Bill$3,323 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-6-13.0-0-000-023.000

Property Details

APN / Parcel Number

Primary APN29-6-13.0-0-000-023.000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,010 sqft Living Area
1st Floor Area280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleLog Home
Exterior MaterialLogs
Construction TypeLog
Lot Area2,421,936 sqft (55.5 acres)
Garage Area768 sqft
Lean-To320 sqft
Utility Building280 sqft

Location & Zoning

Street Address531 WALLS FORD RD
CitySAINT CLAIR
StateMO
Zip63077-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionPT SE NE&PT NE SE N OF WALLS FORD RD
Legal Range01W
Legal Township41
Legal Section13
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1015
Census Tract800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address531 WALLS FORD RD, SAINT CLAIR, MO 63077-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK
May 2, 2018Warranty Deed, Transfer
STIFEL BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Deed Document Number1805933
Last Transfer DateMay 2, 2018
Transfer Doc0000005933
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address531 WALLS FORD RD, SAINT CLAIR, MO 63077-2227
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002213835
DateSep 2, 2022
Instrument2213835
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 25, 2047
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address531 WALLS FORD RD, SAINT CLAIR, MO 63077-2227
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002108341
DateMay 4, 2021
Instrument2108341
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2031
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMay 2, 2018
Property Address531 WALLS FORD RD, SAINT CLAIR, MO 63077-2227
Document Number0000005933
Instrument DateApr 30, 2018
Instrument5933
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 WALLS FORD RD ST CLAIR MO 630772227, ST CLAIR, MO 63077-2227

Mortgage

Document Number5934
DateMay 2, 2018
Instrument5934
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term180 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,323.00 (+19.32%)$54,905 (+9.3%)$292,590 (+9.13%) Land $20,390 Building $272,200
2023$2,785.00 (-3.57%)$50,235$268,100 Land $19,390 Building $248,710
2022$2,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims78 (1979–2024)
Claims Outside the SFHA7 of 78
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims
  • Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Walls Ford Rd

Nearby Streets

Search Property Records by Address or Parcel Number