531 W Main St, Merced, CA 95340 Property Records

Merced County property record for 531 W Main St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.168 acres (7,329 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Dec 2015)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`031-141-014-000`

Property Details

APN / Parcel Number

Primary APN	`031-141-014-000`
Alternative APN	`031-141-014`

Exterior

Lot Area	7,329 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-141-014
Street Address	531 W MAIN ST
City	MERCED
State	CA
Zip	95340-4715
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MERCED POR LOTS 11 & 12 BLK 163
Legal Subdivision	MERCED
Legal Block	163
Legal Lot Number	11,12
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3012
Census Tract	1302

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	531 W MAIN ST, MERCED, CA 95340-4715
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Feb 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROBERT K SULLIVAN
Jun 25, 2020	Deed of Trust, Mortgage FARMERS & MERCHANTS BK/CTRL CA
Aug 1, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	Nov 10, 1998 · Amount on Record
Deed Document Number	201541305
Transfer Doc	0000024035
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	531 W MAIN ST, MERCED, CA 95340-4715
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2626, MERCED, CA 95344-0626

Mortgage

Document Number	0000000714
Date	Jan 10, 2024
Instrument	2024000714

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	531 W MAIN ST, MERCED, CA 95340-4715
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 W MAIN ST, MERCED, CA 95340-4715

Mortgage

Document Number	0000008357
Date	Feb 25, 2022
Instrument	2022008357

Lender

Name	ROBERT K SULLIVAN
Type	Private Party
Address	1677 RIDGE DR, MERCED, CA 95340

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	531 W MAIN ST, MERCED, CA 95340-4715
Document Number	0000024037
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	720 W 19TH ST MERCED CA 953404634, MERCED, CA 95340-4634

Mortgage

Document Number	0000024037
Date	Jul 17, 2020
Instrument	24037

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2019
Property Address	531 W MAIN ST, MERCED, CA 95340-4715
Document Number	0000023523
Instrument Date	Jul 31, 2019
Instrument	23523
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	531 W MAIN ST MERCED CA 953404715, MERCED, CA 95340-4715

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,710 (+1.77%) Land $78,481 Building $234,229
2025	$4,456.00 (+4.67%)	$307,266 (+7.17%) Land $76,943 Building $230,323
2024	$4,257.00 (+3.53%)
2023	$4,112.00 (+27.54%)	$286,696 Land $73,956 Building $212,740
2022	$3,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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