531 W Independence Ave, Jacksonville, IL 62650 Property Records

Morgan County property record for 531 W Independence Ave, Jacksonville, IL 62650

Property Summary

Property TypeCommercial
Details4,628 sqft · built 1955
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$44,000 (Apr 2013)
Tax Bill$2,385 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-17-405-030

Property Details

APN / Parcel Number

Primary APN09-17-405-030

Interior

Building Area4,628 sqft Total Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions270 ft deep x 100 ft wide

Location & Zoning

Street Address531 W INDEPENDENCE AVE
CityJACKSONVILLE
StateIL
Zip62650-1311
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE WATSONS ADDITION LT 1 LT 100FT X 270FT
Legal Range10W
Legal Township15N
Legal Section17
Legal SubdivisionWATSONS ADDITION
Legal Lot Number1
JurisdictionMORGAN IL
Township / Civil DivisionJACKSONVILLE NO. 2
Census Block Group3
Census Block3003
Census Tract951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Jacksonville Historic District
listed 1978 · 650 contributing resources · NRIS 78001178

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

531 W Independence Ave, a commercial property, is owned by an individual who bought it in April 2013.

Source: Morgan County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 100, JACKSONVILLE, IL 62651-0100
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2013 · Amount on File
Deed SaleApr 24, 2013 · Amount on File
Prior SaleApr 12, 2005 · Amount on File
Deed Document Number2013595585
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN IL
Property Address531 W INDEPENDENCE AVE, JACKSONVILLE, IL 62650-1311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number622325
DateJun 7, 2018
Instrument622325
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
AddressJACKSONVILLE, IL 62650
Agreement
AmountAmount on Record
Term60 Months
DueMay 31, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 531 W Independence Ave was $2,385, down 0.6% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMorgan County
MunicipalityJacksonville City
Unified School DistrictJacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,385.00 (-0.63%)$27,590 Land $11,000 Building $16,590$82,770 Land $33,000 Building $49,770
2024$2,400.00
2023$25,080 (-) Land $11,000 Building $14,080$75,240 (-) Land $33,000 Building $42,240
2022$2,389.00 (+2.14%)$25,080 Land $11,000 Building $14,080$75,240 Land $33,000 Building $42,240
2021$2,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 W Independence Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2011)
Claims Outside the SFHA2 of 7
Most Recent ClaimJun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 W Independence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSONVILLE
serves 19,903 people · EPA ID IL1370200
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on W Independence Ave

Nearby Streets

Search Property Records by Address or Parcel Number