531 Union Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 531 Union Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,932 sqft · built 1882
Lot Size	0.542 acres (23,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Apr 2023)
Tax Bill	$10,999 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00086-07-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00086-07-00005`
Alternative APN	`1000086000G00005`

Interior

Stories	1 Story
Building Area	1,932 sqft Living Area

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Construction Type	Frame
Lot Area	23,601 sqft (0.542 acres)
Lot Dimensions	200 ft deep x 118 ft wide

Location & Zoning

Street Address	531 UNION AVE
City	MIDDLESEX
State	NJ
Zip	08846-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	118X200 AVG
Legal Block	86.7
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2028
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 VAN KEUREN AVE, BOUND BROOK, NJ 08805-1929
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jan 22, 2008 · Amount on Record
Deed Document Number	202324650
Deed Book / Page	19198 / 1493
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 27, 2023
Property Address	531 UNION AVE, MIDDLESEX, NJ 08846-1933
Document Number	0000024650
Book / Page	19198 / 1493
Instrument Date	Apr 14, 2023
Instrument	2023024650
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 KELLY CT, GREEN BROOK, NJ 08812-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 UNION AVE, MIDDLESEX, NJ 08846-1933

Mortgage

Document Number	0000024651
Date	Apr 27, 2023
Instrument	2023024651

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,300 (-8.19%) Land $175,900 Building $300,400	$476,300 (-8.19%) Land $175,900 Building $300,400
2025	$10,999.00 (-3.31%)	$518,800 (+5.53%) Land $175,900 Building $342,900	$518,800 (+5.53%) Land $175,900 Building $342,900
2024	$11,375.00 (+3.24%)
2023		$491,600 Land $175,900 Building $315,700	$491,600 Land $175,900 Building $315,700
2022	$11,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20