531 Thomas St, Union City, MI 49094 Property Records

Branch County property record for 531 Thomas St, Union City, MI 49094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Sep 2011)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-M50-000-033-02`

Property Details

APN / Parcel Number

Primary APN	`021-M50-000-033-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	531 THOMAS ST
City	UNION CITY
State	MI
Zip	49094-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION TOWNSHIP T5S R7W SECTION 5 LOT 39 MOSELEY'S ADDITION VILLAGE OF UNION CITY .43 AC +/- SPLIT ON 08/30/2001 FROM
Legal Subdivision	MOSELEY S ADD
Legal Lot Number	39
Jurisdiction	BRANCH MI
Township / Civil Division	UNION
Census Block Group	3
Census Block	3019
Census Tract	950200

Owner

531 Thomas St is owned and occupied by an individual who bought it in September 2011.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	531 THOMAS ST, UNION CITY, MI 49094-1036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARSHALL COMMUNITY CU
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2011 · Amount on File
Deed Sale	Sep 8, 2011 · Amount on File
Prior Sale	Jun 27, 2011 · Amount on File
Deed Document Number	20115400
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	531 THOMAS ST, UNION CITY, MI 49094-1036
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 THOMAS ST, UNION CITY, MI 49094-1036

Mortgage

Document Number	0202303909
Date	Jul 19, 2023
Instrument	2023-03909

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	531 THOMAS ST, UNION CITY, MI 49094-1036
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100943
Date	Feb 8, 2021
Instrument	2021-00943

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 531 Thomas St was $1,215, up 5.8% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Union Township
Municipality	Union City Village
Unified School District	Union City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,800 (+16.59%)	$155,600 (+16.59%)
2025	$1,215.00 (+5.84%)	$66,730	$133,460
2024	$1,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY serves 1,630 people · EPA ID MI0006720
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DMCI Broadband, Mercury Fiber.

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