Martin County property record for 531 SW Timber Trl, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,776 sqft · built 2005 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Feb 2019) |
| Tax Bill | $5,915 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-013-000-00170-7 |
| Primary APN | 55-38-41-013-000-00170-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44833 |
|---|---|
| Street Address | 531 SW TIMBER TRL |
| City | STUART |
| State | FL |
| Zip | 34997-6266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER TRAIL UNREC LOT 17 (LESS BEG NE COR LOT 17 WLY 19.2' TO POB SLY 8' WLY 14' NLY 8' & ELY TO POB & LESS 19 SF TRIANGLE |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | TIMBER TRAIL UNRECORDED |
| Legal Lot Number | 17 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1103 |
Source: Martin County records · APN 55-38-41-013-000-00170-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC |
| Mar 03, 2020 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Feb 14, 2019 | Warranty Deed, Transfer SOVEREIGN LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | Sep 06, 2012 · Amount on Record |
| Deed Document Number | 0030412084 |
| Deed Book / Page | 3041 / 2084 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Document Number | 0033350252 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 3335/252 |
| Instrument | 2979690 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Document Number | 0032142748 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 3214/2748 |
| Instrument | 2881218 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Document Number | 0031190833 |
| Instrument Date | Mar 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 531 SW TIMBER TRL STUART FL 349976266, STUART, FL 34997-6266 |
| Document Number | 0031190833 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 003119/000833 |
| Instrument | 2806691 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 14, 2019 |
| Property Address | 531 SW TIMBER TRL, STUART, FL 34997-6266 |
| Document Number | 0030412084 |
| Book / Page | 003041 / 002084 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2739077 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 SW TIMBER TRL STUART FL 349976266, STUART, FL 34997-6266 |
| Document Number | 30412086 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 003041/002086 |
| Instrument | 2739078 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2049 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389,976 (+5.99%) | $598,580 (+4.1%) Land $250,000 Building $348,580 | |
| 2024 | $5,915.00 (+2.04%) | ||
| 2023 | $5,797.00 (+3.61%) Additional exemption filed | $367,948 (+3%) | $575,000 (+0.11%) Land $250,000 Building $325,000 |
| 2022 | $5,595.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $357,232 | $574,360 Land $283,750 Building $290,610 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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