531 Stetson St, Orlando, FL 32804 Property Records

Orange County property record for 531 Stetson St, Orlando, FL 32804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1939
Lot Size	0.207 acres (9,011 sqft)
Owner	Individual Name on Record
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-22-29-1478-01-220`

Property Details

APN / Parcel Number

Primary APN	`14-22-29-1478-01-220`
Alternative APNs	`292214147801220` `349421` `354680` `359054`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,122 sqft
Utility Area	300 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,011 sqft (0.207 acres)
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	531 STETSON ST
City	ORLANDO
State	FL
Zip	32804-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T/W
Legal Description	COLLEGE PARK K/60 LOT 122 & E 1/2 OF LOT 123
Legal Range	29E
Legal Township	22S
Legal Section	14
Legal Subdivision	COLLEGE PARK
Legal Tract	1478
Legal Block	1
Legal Lot Number	122,1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2025
Census Tract	12701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Ivanhoe Historic Residential District listed 2010 · 828 contributing resources · NRIS 10001042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 STETSON ST, ORLANDO, FL 32804-5831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	531 STETSON ST, ORLANDO, FL 32804-5831
Document Number	0000572879
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 STETSON ST ORLANDO FL 328045831, ORLANDO, FL 32804-5831

Mortgage

Document Number	0000572879
Date	Sep 28, 2018
Instrument	572879

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,268 (+2.7%)	$423,660 (-5.41%) Land $350,000 Building $73,660
2025	$2,937.00 (+4.67%) Homeowner's exemption	$184,292 (+5.99%)	$447,870 (+0.95%) Land $350,000 Building $97,870
2024	$2,806.00 (+6.09%)
2023	$2,645.00 (+8.18%) Homeowner's exemption	$173,882 (+3%)	$443,676 (+17.35%) Land $350,000 Building $93,676
2022	$2,445.00 Homeowner's exemption	$168,817	$378,072 Land $295,900 Building $82,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20